Annuity Rates Tables

Shawn Plummer

CEO, The Annuity Expert

Understanding Annuity Rates Tables

An annuity rates table is a chart that shows the payout amounts you can expect from an annuity based on various factors like age, initial investment amount, and the type of annuity. It’s essential for those considering purchasing an annuity to understand how these tables work.

Annuity Charts And Rates Tables

Example of An Annuity Table

Let’s create a simplified example of an annuity table. Consider a fixed annuity with a principal amount of $100,000. The table might look like this:

Age at StartMonthly Payout for 10 YearsMonthly Payout for Life
 Annuity Charts

How to Use an Annuity Chart

  1. Determine Your Age Group: Find your age or the age range closest to your current age in the table.
  2. Decide on Payout Duration: Choose between a fixed-term payout (e.g., 10 years) or a lifetime payout.
  3. Look Up the Payout Amount: Identify the monthly or annual amount you will receive based on your age and chosen duration.
Annuities Chart

Annuity Rates Table

Initial InvestmentAge at StartTermMonthly Payout

This table offers a unique comparison between different initial investment amounts for a specific age group.

Annuity Rates Tables


Annuity rates tables are vital tools for understanding the potential returns from an annuity investment. By using these tables, individuals can better plan for their retirement, ensuring a steady income stream. For personalized guidance and to explore more options tailored to your situation, contact us today for a free quote.

 Annuity Tables

Request A Quote

Get help or a quote from a licensed financial professional. This service is free of charge.

Contact Us

Does an annuity rates table comparison also compare fees?

Yes, an annuity rates table comparison should also compare any associated fees.

Will the annuity chart differ for the different types of annuities?

Yes, the annuity chart will differ depending on the type of annuity you are looking at. Different types of annuities can have different features that come with them, which will affect the rates and fees associated with them. For example, a fixed-rate annuity might offer a lower rate than a variable-rate annuity, but there may be additional costs for the latter. It is important to compare all the features and fees when comparing an annuity rates table.

Will my annuity’s future value increase if I put in more money upfront?

Yes, depending on your type of annuity, your annuity’s future value can often increase if you add more money upfront. This is because many annuities provide guaranteed growth or a bonus rate for more enormous initial contributions. It is essential to research each option thoroughly and compare the rates and fees before making any decisions.

What is an annuity graph?

An annuity graph is a visual representation of the payments received from an annuity over time. It displays the relationship between the amount invested, the interest earned, and the total value of the annuity. The graph helps individuals make informed decisions about their investments and understand the potential returns.

Why is an annuity value table used?

An annuity value table is a tool used in finance to calculate the present value of a series of future cash flows, such as annuity payments. It provides a quick reference for determining the value of an annuity based on factors such as interest rate and time period.

Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

Scroll to Top