So you’re looking for annuities with a premium bonus? Well, look no further. Below we have an ever-growing list of bonus annuity products that offer a real premium bonus when you open up a retirement plan.
Now with that said, be careful.
Always check the rates to make sure you have the best opportunity to grow your retirement savings. A bonus today may make you happy now, but in the future, it may not.
What is a Bonus Annuity?
A bonus annuity is an annuity that provides a bonus as an incentive to purchase the contract. The bonus is based on the initial purchase amount and often has vesting schedules which mean the bonus is credited on day 1, earns interest on day 1, but vests over the entirety of the contract. If the annuity is canceled before the contract term is complete, the bonus is pro-rated based on the amount of time in the contract before surrendering, canceling, or transferring away.
Ideal scenarios to purchase Bonus Annuities
- Making up for losses (market volatility)
- Replacing one annuity contract for another (offsetting surrender charges)
- Increase your lifetime income payments.
Bonus Annuity Rates
Annuities That Offer A Bonus
Annuities with Bonuses
Bonus Annuity Quotes
I’m a licensed financial professional. I’ve sold annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.
My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you.