The Best Annuity Companies For

Shawn Plummer

CEO, The Annuity Expert

If you are looking for an annuity company, it can be hard to know where to start. There are so many companies out there and they all claim to offer the best rates! This is why we put together this guide on the 11 best annuity companies. We wanted to review these companies because each has something that makes them unique, but also because they all have great rates! With our help as annuity brokers, you should be able to find an insurance company that meets your needs.

And remember, not all annuities are created equal.

The Best Annuity Carrier For Retirement Income

CompanyA.M. Best RatingS&P Rating
Symetra Life Insurance CompanyAA
Global AtlanticAA-
Nationwide Life Insurance CompanyA+A+
Allianz Life Insurance Company of North AmericaA+AA
Athene Annuity and Life CompanyAA+

The Best Annuity Companies For Deferred Growth

CompanyA.M. Best RatingS&P Rating
American Equity Investment Life Insurance CompanyA-A-
Athene Annuity and Life CompanyAA+
Midland National Life Insurance CompanyA+A+
Symetra Life Insurance CompanyAA
Oceanview Life and AnnuityA-N/A

The Best Annuity Company For Long-Term Care

CompanyA.M. Best RatingS&P Rating
OneAmericaA+AA-
Global AtlanticAA-

The Best Annuity Companies For Married Couples

CompanyA.M. Best RatingS&P Rating
Nationwide Life Insurance CompanyA+A+
Athene Annuity and Life CompanyAA+
Symetra Life Insurance CompanyAA

The Best Annuity Provider For Inflation Protection

CompanyA.M. Best RatingS&P Rating
Allianz Life Insurance Company of North AmericaA+A+
Athene Annuity and Life CompanyAA+
Symetra Life Insurance CompanyAA

The Best Fixed Annuity Companies

CompanyA.M. Best RatingS&P Rating
Pacific Guardian Life Insurance CompanyAA
Oceanview Life and Annuity CompanyA-N/A

The Best Annuity Companies That Charge Low Fees

CompanyA.M. Best RatingS&P Rating
American Equity Investment Life Insurance CompanyA-A-
Midland National Life Insurance CompanyA+A+
North American Company for Life and HealthA+A+
Athene Annuity and Life CompanyAA+

The Best Indexed Annuity Companies

CompanyA.M. Best RatingS&P Rating
American Equity Investment Life Insurance CompanyA-A-
Midland National Life Insurance CompanyA+A+
North American Company for Life and HealthA+A+
Athene Annuity and Life CompanyAA+
Allianz Life Insurance Company of North AmericaA+A+

The Best Pension Annuity Companies

CompanyA.M. Best RatingS&P Rating
Symetra Life Insurance CompanyAA
Nationwide Life Insurance CompanyA+A+
Athene Annuity and Life CompanyAA+
American Equity Investment Life Insurance CompanyA-A-

The Best Deferred Income Annuity Companies

CompanyA.M. Best RatingS&P Rating
Symetra Life Insurance CompanyAA
Nationwide Life Insurance CompanyA+A+
Athene Annuity and Life CompanyAA+
American Equity Investment Life Insurance CompanyA-A-

The Best Immediate Annuity Companies

CompanyA.M. Best RatingS&P Rating
Symetra Life Insurance CompanyAA
Nationwide Life Insurance CompanyA+A+
Allianz Life Insurance Company of North AmericaA+A+

The Best Hybrid Annuity Companies

CompanyA.M. Best RatingS&P Rating
Symetra Life Insurance CompanyAA
Nationwide Life Insurance CompanyA+A+
Athene Annuity and Life CompanyAA+
American Equity Investment Life Insurance CompanyA-A-

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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