Best Company For Disability Insurance
For both short-term and long-term disability insurance, Assurity is highly recommended due to its comprehensive offerings and flexibility. Here’s why Assurity stands out as the best choice:
1. Combined STD and LTD Policies
- Convenience: Ability to buy both short-term (STD) and long-term disability (LTD) insurance from the same company.
- Cohesiveness: Keeping both policies with Assurity ensures consistency in coverage and ease of management.
2. A Wide Range of Occupational Classes Covered
- Inclusivity: Assurity caters to a broad spectrum of professions, making their disability insurance accessible to various occupational classes.
- Tailored Coverage: Policies are designed to meet the unique needs of different professions.
- Cost-Effective: Assurity’s disability insurance policies are competitively priced, making them an affordable option for many individuals.
- Value for Money: Offers a good balance of comprehensive coverage and affordability.
4. Range of Elimination Periods
- Flexibility: Assurity provides a variety of choices for the elimination period (the waiting period before benefits begin).
- Customization: Policyholders can choose an elimination period that best suits their financial situation and coverage needs.
5. Variety of Riders
- Customizable Options: Assurity offers a wide selection of riders that can be added to enhance the disability insurance policy.
- Personalization: Riders allow for customization of the policy to fit specific needs and concerns, such as cost of living adjustments, return of premium, and additional benefits for severe disabilities.
Assurity is a top recommendation for purchasing short-term and long-term disability insurance due to its combined policy options, coverage for a wide range of occupations, affordability, flexible elimination periods, and the availability of numerous riders for policy customization. This combination of features makes Assurity a comprehensive and adaptable choice for disability insurance.
Contact us today for more information about Assurity’s disability insurance options and how they can be tailored to your needs.
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