The Best Fixed-Index Annuity

Shawn Plummer

CEO, The Annuity Expert

This guide will go over the best fixed-index annuity at the moment. Then, I will break down the best fixed-index annuities into the following categories:

  • Safe Accumulation
  • Lifetime Income

Note: These fixed index annuities can change at any time, vary by state, and may not be available in your state. Contact us below to find the best fixed-index annuity for you.

The Best Fixed Index Annuities To Invest In For Safe Accumulation

These best-fixed index annuities protect your principal and have plenty of upside potential to grow your retirement savings. My selections are based on hypothetical returns illustrated by the insurance company utilizing an external index like the S&P 500.

Best Fixed Index Annuities

Fixed index annuities that Charge a fee

These annuities charge an additional fee specifically for more upside potential than standard FIAs.

Fixed index annuities that do not charge a fee

The Best Fixed Index Annuities To Invest In For Lifetime Income

These best-fixed index annuities offer the protection of your principal, and solid upside potential to grow your retirement savings and generate an income for life. My selections are based on guaranteed income payments illustrated by the insurance company.

  • Nationwide Peak 10 Annuity

The Best Fixed Index Annuity For Immediate Income

The Best Fixed Index Annuity For Income Starting After 5 Years

The Best Fixed Index Annuity For Income Starting After 10 Years

  • Level Income: American Equity IncomeShield Annuity
  • Increasing Income: F&G Safe Income Advantage Annuity

Helpful Tip: Use our free annuity payout calculator to estimate your payments in retirement.

Helpful Tool: fixed index annuity calculator

Next Steps

Choosing the best fixed-indexed annuity for you will depend on your specific retirement goals. We have just the products for you if you’re looking for a product that will provide safe accumulation and lifetime income. Give us a call today, and we’ll gladly provide you with a quote.

Best Fixed-Index Annuity

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Additional Reading

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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