Investing Your 401(k) in Gold In today’s uncertain market, many people want to protect their retirement savings by investing in assets that historically hold value, like gold. By transferring a 401(k) in-service distribution or rolling over an old retirement account into a fixed index annuity with a gold index, you can diversify with gold exposure…
How to Invest Your 401(k) in Gold Read More »
What is the COLA Increase? The Social Security Administration (SSA) recently announced a 2.5% Cost of Living Adjustment (COLA) for next year. While this increase is below the average 2.6% adjustment over the past decade, it is an essential update for many retirees relying on Social Security for a stable income. In this guide, we’ll…
Understanding The 2025 Social Security COLA Increase Read More »
When it comes to planning for retirement, one important consideration is whether or not to maintain multiple retirement accounts.
Is It Better To Have Separate Retirement Accounts? Read More »
In this video, we break down the key factors to consider when converting a pension to an IRA: The Core Question: Do you prefer …
Should I Convert My Pension To An IRA? Read More »
Thinking about retiring at 55? You might be wondering if you can start receiving Social Security benefits at that age. The short …
How To Get Social Security If You Retire At Age 55 Read More »
In this video, we break down the timeline for receiving money from your Thrift Savings Plan (TSP) after submitting a withdrawal …
How Long Does It Take To Get Money From A Thrift Savings Plan? Read More »
What is Your Tax Bracket When You Retire? When you retire, your tax bracket is determined by your total taxable income, which includes withdrawals from traditional IRAs, 401(k)s, pensions, and any part-time work or investments. The federal tax system is progressive, with rates ranging from 10% to 37%, depending on your income level. State taxes…
What is Your Tax Bracket When You Retire? Read More »
Are Indexed Annuities Fixed or Variable? Indexed annuities are a combination of both fixed and variable features. Fixed index annuities (FIAs) offer a guaranteed minimum interest rate, much like a traditional fixed annuity or CD, but the opportunity for growth is tied to the performance of a stock market index. These annuities allow you to…
Are Indexed Annuities Fixed or Variable? Read More »
Can A Pension Be Inherited? Yes, a traditional pension can be inherited, but it depends on when the pensioner passes away and the pension plan’s rules. Here’s what happens in each scenario: Before Annuity Payments Start: If the pensioner dies before annuity payments begin, many pensions offer a survivor benefit or a lump-sum payout to…
Can A Pension Be Inherited? Read More »
How Long Does an Annuity Last? Annuities can last for varying durations based on the type: How We Can Help We understand that planning for your financial future can feel overwhelming, especially when you are faced with various annuity options. With over 15 years of experience as an insurance agency and retirement planner, The Annuity…
How Long Does an Annuity Last? Read More »