Free Financial Calculators
Use The Annuity Expert’s complimentary financial calculators to guide your financial choices based on your unique situation and needs.
Savings and Investing Calculators
- APY Calculator: Calculate the actual interest earned on an investment over a year, factoring in compounding interest.
- CD Calculator: Determine the future value of a Certificate of Deposit (CD) based on the interest rate and term.
- Simple Interest Calculator: Quickly calculate the interest you will earn or pay on a loan or deposit over a simple interest rate.
- Compound Interest Calculator: Find out how compound interest will affect your savings over time, showing the power of reinvestment.
- College Savings Calculator: Plan for future college costs by estimating savings growth and necessary contributions.
- Investment Calculator: Calculate Your ROI: Analyze the return on investment (ROI) for different scenarios to guide your investment decisions.
- CD Laddering Calculator: Strategize your investments with a CD ladder to benefit from higher interest rates over time without locking up funds long-term.
- Savings Withdrawal Calculator: Determine how much of your savings remains after a series of withdrawals.
- Savings Goal Calculator: Use our online savings goal calculator to determine how much you need to save to reach your goals.
Saving for Retirement Calculators
- TSP Savings Calculator: Estimate your future savings in the Thrift Savings Plan, factoring in your contributions and government matches.
- 401k Savings Calculator: Determine the growth of your 401k plan over time with projections based on your salary and contribution rates.
- 401k Save it or Spend it Calculator: Analyze the impact of keeping or cashing out your 401k after a job change.
- 403B Calculator for Savings: Calculate the potential growth of your 403B plan contributions tailored for non-profit employees.
- Keogh Plan Calculator: Project the savings for self-employed individuals using a Keogh retirement plan.
- Roth IRA Savings Calculator: Visualize the benefits of investing in a Roth IRA with tax-free growth and withdrawals.
- IRA Savings Calculator: Estimate the future value of your Individual Retirement Account with this tool.
- Roth vs Traditional IRA Calculator: Compare the tax benefits and financial outcomes of contributing to a Roth or Traditional IRA.
- 401A Savings Calculator: Project the accumulation in your 401A plan, typically offered by government and educational institutions.
- 457 Savings Calculator: Understand how much you can save in a 457 plan, available to government and certain non-profit employees.
- Annuity Interest Rate Calculator: This financial tool is designed to calculate the interest rate of an annuity by factoring in the principal amount, payment frequency, and duration
- Investment Withdrawal Calculator: Use this calculator to help you determine how long your investment savings might last
Retirement Income Calculators
- How Much Income Will I Get In Retirement Calculator: Estimate your retirement income based on current savings and investments.
- How Long Will My Money Last In Retirement Calculator: Evaluate how long your retirement funds will last.
- Annuity Calculator: Calculate the income from an annuity based on your initial investment and interest rate
- Early Retirement Calculator: Estimate the savings and investing needed to retire early
- Retirement Tax Rate Calculator: Calculate the tax rate on your retirement income.
- Taxable Social Security Calculator: Estimate the tax implications of your Social Security benefits.
- 403B Payout Calculator: Determine monthly withdrawals from your 403B plan.
- 401A Payout Calculator: Estimate your monthly income from a 401A plan after retirement.
- TSP Payout Calculator: Project your monthly income from the Thrift Savings Plan.
- 401k Payout Calculator: Calculate your monthly 401k withdrawals.
- IRA Payout Calculator: Determine how much you can withdraw from your IRA monthly.
- Roth IRA Payout Calculator: Project your lifetime income from your Roth IRA
- SEP IRA Payout Calculator: Use the SEP IRA reverse calculator to find out your guaranteed lifetime income
- 457 Payout Calculator: Estimate your 457 plan payouts in retirement.
- Roth Conversion Calculator: Analyze the benefits of converting a traditional IRA to a Roth IRA.
- Inflation in Retirement Calculator: Understand the impact of inflation on your retirement savings.
- 72t Distribution Calculator: Calculate early retirement distributions under rule 72(t).
- RMD Calculator: Determine your required minimum distributions.
- Inherited RMD IRA for Beneficiaries Calculator: Calculate RMDs for inherited IRA beneficiaries.
- Annuity vs. Lump Sum Calculator: Compare the long-term value of receiving a large sum of money all at once (lump sum) versus receiving smaller, regular payments over a period (annuity)
- Life Insurance Calculator: Estimate the necessary life insurance coverage to secure your family’s financial needs.
- Funeral Insurance Calculator: Plan for funeral expenses by calculating the required insurance coverage.
- Mortgage Protection Insurance Calculator: Determine the insurance needed to cover your mortgage in unforeseen circumstances.
- Life Expectancy Calculator: Estimate your life expectancy for better financial planning.
- Debt to Income Calculator: Calculate your debt-to-income ratio to understand your financial health.
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