Financial Calculators

Shawn Plummer

CEO, The Annuity Expert

Making money moves is hard, especially if you’re unsure where to start. That’s why we’ve put together this list of free financial calculators to help you make smart money moves. These calculators will help you figure out your budget, save for retirement, and more!

Savings Calculator

When it comes to saving money, the interest rate is an important factor to consider. This free savings calculator can help you see how much your money will grow over time based on your set interest rate. You can also set a goal and figure out how much you need to save each month (before taxes) to reach that goal. This can be a helpful tool in personal finance, as it can help you plan for your future and make informed decisions about where to invest your money. Give it a try today and see how much interest your savings could earn!

Investment Calculator

Making smart investment choices is key to achieving your financial goals. But with so many options out there, it can be tough to know where to start. That’s where our investment calculator comes in. Simply input your initial investment, monthly contributions, desired interest rate, and investment timeframe, and the calculator will show you how much your money is expected to grow. With these self-help tools in hand, you can make informed investment decisions and confidently work towards your financial goals. So why wait? Get started today and put your money to work!

Roth vs. Traditional IRA Calculator

Many people find that an IRA can be an effective retirement tool. There are two basic types of Individual Retirement Accounts (IRA): the Roth IRA and the Traditional IRA.

  • The Roth IRA is funded with after-tax dollars, so you won’t get a tax deduction when you contribute. However, your earnings and withdrawals are tax-free.
  • The Traditional IRA is funded with pre-tax dollars, so you’ll get a tax deduction when you contribute. However, your earnings and withdrawals are taxable.

You can use Global Atlantic’s tool to determine which IRA may be right for you.

Compound Interest Calculators

A compound interest calculator is a powerful tool to help you save money and grow wealth. You can calculate the amount of interest you will earn on your investment over time by inputting a few simple pieces of information. This tool can also help you find the best way to invest your money to earn the most return on your investment. Using a compound interest calculator, you can make your money work harder and reach your financial goals sooner.

Roth IRA Calculator

Most people know that they need to start saving for retirement as early as possible. But figuring out how much you need to save can be daunting. Our Roth IRA calculator can help you estimate how much money you need to save for retirement based on your current age, income, and other factors. With just a few clicks, you can see how much income you can withdraw from your IRA accounts each year and what steps you need to take to ensure a comfortable retirement. Don’t wait until it’s too late. Start planning for retirement today with our easy-to-use financial calculators.

IRA Calculator

For many people, retirement is a time to relax and enjoy the fruits of their labor. However, to retire with peace of mind, it’s important to start planning for retirement now. One important step is calculating how much money you’ll have in your IRA at retirement. Our free IRA calculator can help. Simply enter your age, expected annual contribution, and current balance. The calculator will do the rest and show you how much guaranteed income you can generate from your IRA. This will give you an idea of how much monthly payments you can expect from your IRA, which will help you plan for a comfortable retirement. So don’t delay; start planning for retirement today!

401k Calculator

It’s never too early to start planning for retirement, and our free 401(k) calculator can help you estimate how much money you’ll need to save. Just enter your current age, salary, and desired retirement age, and we’ll show you how much income you can withdraw from your 401k each year. We’ll also provide some tips on what steps you need to take now to ensure a comfortable retirement. So whether you’re just starting out in your career or are getting close to retirement age, our 401(k) calculator can help you plan for a secure future.

APY Calculator

Interest rates can be very misleading. They might seem like the only thing you need to worry about when investing your money, but it’s important not just look at them because they’re low right now and may go up in the future; instead, use our APY Calculator that takes into account how much interest will grow over time with a particular investment option – giving us more accurate data on what kinds of returns people could get versus others!

CD Calculator

Certificates of deposit, or CDs, are a popular way to save money. They offer a fixed interest rate, which means you know how much your investment will grow over time. However, calculating the future value of a CD can be difficult, as it requires taking into account factors such as inflation and taxes. That’s where our free online CD calculator comes in. Simply enter the amount of money you have invested, the current interest rate, and the length of time you plan to keep the CD, and our calculator will do the rest. In just seconds, you’ll have an estimate of how much your investment will grow. So why wait? Use our free online CD calculator today!

Compare the best CD rates today with over 400 banks and credit unions while you’re at it!

Return On Investment (ROI) Calculator

ROI is a measure of how well your money has been spent. It’s easiest to understand if you think about returns – what do I get for my investment? But it can also be calculated as profit versus price paid (or time invested). The ROI Calculator will help give an idea when comparing different investments and showing their effectiveness.

Retirement Calculator

You don’t want to get too far ahead of yourself, but it’s important that you start planning for your retirement as soon as possible. You may be wondering how much money I will need to live comfortably. Our retirement calculator can help answer this question and more!

Retirement Withdrawal Calculator

As you get closer to retirement, one of the most important questions you’ll need to answer is how much money you can safely spend each month. If you’re not careful, you could easily run out of money and have to go back to work!

Luckily, our retirement withdrawal calculator can help you figure out the right monthly budget for your golden years. This tool considers factors like your age, life expectancy, investment portfolio, and more. With it, you can rest assured that you’re spending responsibly and won’t have to worry about running out of money.

So if you’re nearing retirement and trying to figure out how much you can safely spend each month, be sure to check out our retirement withdrawal calculator. It’ll help you enjoy your retirement years worry-free!

Life Insurance Calculator

The life insurance calculator is a great tool to help you figure out how much life insurance coverage you need. Here are other interactive calculators regarding life insurance:

Annuity Calculator

Do you want to calculate how much money will be available for retirement? If so, an annuity calculator may help. An annuity is a financial product that guarantees a retirement income for life. Our free tool estimates monthly payments and shows accumulation growth based on consistent deposits!

Burial Insurance Calculator

Our burial insurance calculator is a quick and easy way to determine how much burial insurance you need. Simply enter your age, gender, smoking status, and the coverage amount, and the calculator will provide you with an estimate. The burial insurance calculator can also help you to determine how much you can afford to pay for your funeral.

Debt To Income Ratio Calculator

The Debt To Income Ratio (DTI) is a way to calculate how much debt you have in relation to your income. The DTI ratio is important because it can help you to see if you can afford your current debt payments or if you need to make some changes. Our Debt To Income Ratio Calculator can help you to calculate your DTI ratio and see where you stand. If you are considering applying for new credit, the DTI ratio can also be a good way to see if you can afford the new payments.

RMD Calculator

If you have a retirement account, the IRS requires you to take a minimum distribution each year, known as a Required Minimum Distribution (RMD). The RMD Calculator can help you determine how much you need to withdraw. Using the calculator, simply enter your birth date and retirement account balance. The calculator will then provide you with an estimate of your RMD. Remember, you must start taking RMDs when you reach age 72 (or 70 1/2 if you were born before 7/1/1949). So, be sure to use the RMD Calculator well before your RMD start date.

Taxable (CD) vs. Tax-Deferred (Annuity) Calculator

Taxes are a complex and confusing topic for many people. When it comes to investments, taxes can have a significant impact on overall returns. This calculator is designed to help compare a normal taxable investment to two common tax-advantaged situations:

  • An investment where taxes are deferred until withdrawals are made, and
  • An investment where taxes are paid on money that goes into the account, but all withdrawals are tax-free.

College Funding Calculator

A college education is a significant investment, and it’s important to clearly understand the costs involved before making any decisions. A college funding calculator can be a helpful tool in this process. By inputting information about your current income, assets, and debts, you can get an estimated total of how much you’ll need to save for college.

The calculator will also consider the projected tuition cost at different schools and the length of time you’ll need to save. This can help you to make more informed decisions about where to apply and how to finance your education. With the rising cost of higher education, a college funding calculator can be an invaluable tool in the college planning process.

How Long Will My Money Last Calculator

The How Long Will My Money Last Calculator can be a retirement planning tool for retirees and those close to retirement. The calculator is designed to help people estimate how long their retirement savings will last based on several factors, including their current age, retirement age, annual expenses, and investment return rate. A calculator is a helpful tool for retirement planning, as it can give people an idea of how long their retirement savings will last and how much they need to save each year to maintain their desired lifestyle in retirement.

Retirement Age Calculator

A retirement age calculator is a great tool for anyone planning retirement. The calculator allows you to input your current age, retirement savings, and desired retirement age. It will then estimate how much money you will need to save to retire comfortably.

Long-Term Care Estimation By City and State

The cost of long-term care can be a major financial burden for seniors and their families. Long-term care insurance can help to defray some of those costs, but it is important to understand what is covered by such policies. Most long-term care insurance policies will cover care in a nursing home or assisted living facility, but not all will cover in-home care. Additionally, the cost of long-term care varies based on the care setting, geographic location of care, and level of care required, among other things.

TSP Calculator

Regarding retirement planning, your Thrift Savings Plan (TSP) is one of the most important tools at your disposal. Unfortunately, figuring out how to make the most of your TSP in retirement can be tricky. Annuities are one of the best ways to ensure that you never run out of money in retirement, and our TSP calculator can show you how much annual income you can withdraw for the rest of your life. Whether you’re looking to retire now or in the future, our FERS retirement calculator can help you figure out how much savings you need to generate your desired retirement income. So don’t wait – start planning for your future today with our TSP calculator!

457(b) Plan Calculator

457(b) plans are one of the most popular retirement savings vehicles for employees of state and local governments, as well as certain non-profit organizations. But with so many 457(b) plan options out there, it can be hard to know which one is right for you. That’s where our free 457(b) calculator comes in. Just enter a few pieces of information about your current retirement savings and your expected retirement date, and our calculator will show you how much growth your 457(b) plan could earn in the future. We also provide helpful advice on how to maximize your 457(b) plan’s earnings potential. So whether you’re just starting to save for retirement or you’re already close to retiring, our 457 calculators can help you make the most of your retirement savings.

401(a) Plan Calculator

A 401(a) is a type of employer-sponsored retirement plan that allows for contributions from the employer, employee, or both in the form of either percentages or fixed dollar amounts. The company that offers 401(a) establishes eligibility and vesting schedules. Employees can choose to withdraw their money from 401(a) by transferring it to another qualified retirement plan (rollover), taking all funds at once as a lump sum payment, or receiving it gradually over time through an annuity. Use our free online 401(a) calculator to determine how much growth your retirement savings will earn in the future. The 401(a) calculator considers factors such as your current age, retirement age, contribution amount, and the investment return rate to estimate your future savings. With this information, you can make informed decisions about how to best manage your 401(a) to enjoy a comfortable retirement.

Mortgage Protection Insurance Calculator

A mortgage protection calculator can be a valuable tool for anyone who is considering taking out a mortgage. By inputting information about your income, debt, and asset portfolio, the calculator can estimate how much money you would need to cover your mortgage in the event of your death. This can be helpful in two ways. First, it can give you a sense of how much life insurance you should purchase. Second, it can help to ensure that your loved ones are not left with a large debt burden in the event of your death.

401(k) Early Withdrawal Calculator

Have you ever wondered how much in taxes you could owe if you take a distribution before retirement from your qualified employer-sponsored retirement plans (QRP)? Well, wonder no more! Thanks to Wells Fargo’s calculator, you can estimate your tax liability in just a few clicks. Simply enter some basic information about your income and retirement savings, and the calculator will do the rest. In addition to estimating your tax liability, the calculator will also provide helpful tips for minimizing your taxes. So whether you’re looking to retire early or just want to know what to expect come tax time, these calculators are a valuable tool that everyone should use.

SIMPLE IRA Calculator

A SIMPLE IRA calculator can help you estimate how much money you will save for retirement. This type of calculator takes into account your current age, salary, and investment returns. It also assumes that you will make the same contributions to your account each year. The calculation results can help you determine whether you are on track to reach your retirement goals. If not, you can use the information to make changes to your savings plan.

Life Expectancy Calculator

A life expectancy calculator is a valuable tool that can help you estimate how long you may live. Social Security Administration’s longevity calculator only considers your sex and date of birth. However, many other factors can affect your life expectancy, such as your lifestyle, health, family history, and where you live. While the life expectancy calculator can give you a general idea of how long you may live, it’s important to remember that it’s only an estimate.

Inflation Calculator

This Inflation Calculator can help you understand how inflation has affected the dollar’s purchasing power over time. Simply enter the amount of money you would like to adjust for inflation and select the year you would like to start from. The calculator will then show you how much that same amount of money would be worth in today’s dollars.

Taxes Calculator

Filing taxes can be a confusing and daunting task, but Turbotax makes it simple and easy. With our tax calculator, you can estimate your 2022 refund (taxes you file in 2023) by answering a few simple questions about your life and income.

What Is My Risk Tolerance?

When it comes to investing, there is no such thing as a one-size-fits-all approach. Each person has a different risk tolerance, so each portfolio should be tailored to the individual investor. One way to determine your risk tolerance is to complete a risk profile questionnaire. These questions will help assess your appetite for risk and willingness to accept potential losses.

You can then determine the percentage of your portfolio that should be invested in equities based on your answers. However, it is important to remember that your risk tolerance can change over time, so it is important to review your portfolio regularly and make adjustments as needed. By taking the time to understand your risk tolerance, you can ensure that your investment strategy is aligned with your goals and objectives.

403(b) Calculator

One of the most important decisions you’ll make during retirement is figuring out how to generate a consistent income stream. While several options are available, annuities are the only retirement plan in the United States that guarantees an income for the rest of your life. And, if you’re currently working with a 403(b), you can roll it over into an IRA annuity without a tax penalty. With our 403(b) calculator, you can determine how much retirement income an annuity can provide. Just enter your current balance, age, and desired monthly income. Then request a quote below to get started.

Rule Of 72 Calculator

Do you want to know how long it will take for your investment to double? The Rule of 72 is a quick way to calculate this. To use the Rule of 72, simply divide 72 by the interest rate you’re earning on your investment. For example, if you’re earning 10% interest, it will take approximately 7.2 years for your investment to double.

You can use our Rule of 72 calculator to quickly figure out how long it will take for your investment to grow.

Keough Calculator

A Keough plan is an IRS-approved, tax-deferred retirement savings account for self-employed people or unincorporated businesses. You can use a Keough calculator to estimate how much income you will need from an annuity to cover your expenses in retirement. By planning ahead and investing in an annuity, you can ensure that you will have the finances you need to enjoy a comfortable retirement.

Next Steps

Making smart financial moves is essential to securing your future, but it can be difficult to know where to start. These financial calculators are a great resource to help you figure out your budget, save for retirement, and more. Having this information at your fingertips will help you make informed decisions about your individual circumstances. If you’re still feeling lost or need help executing a plan, our team of qualified professionals is here to help. If you seek personalized advice, contact us today for a quote. In the meantime, happy calculating, and contact us for additional resources!

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Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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