Are you interested in finding out how long you will live? With our Life Expectancy Calculator, you can determine your longevity. This tool is based on scientific data and considers your age, sex, and lifestyle habits. It is essential to know your life expectancy, as it can help you make informed decisions about your health. Use our calculator to understand better how long you will live!
- How Long Will I Live? – Life Expectancy Calculator
- What is the Life Expectancy Calculator?
- What Does the Life Expectancy Calculator Tell You?
- How Accurate is the Life Expectancy Calculator?
- Retirement Savings Longevity Calculator
- A Lifetime Withdrawal Comparison
- Protect Your Loved One From Death Calculator
- Next Steps
- Frequently Asked Questions
- Request A Quote
How Long Will I Live? – Life Expectancy Calculator
The amount you need for retirement dramatically fluctuates depending on your anticipated lifespan. This calculator uses current age, smoking habits, gender, family history, and other lifestyle choices to estimate better how long you can expect to live.
What is the Life Expectancy Calculator?
The Life Expectancy Calculator is an online tool that helps you estimate how long you’re expected to live based on various factors. It considers your age, gender, health habits, and lifestyle factors to generate a personalized estimate of your life expectancy.
The Life Expectancy Calculator uses complex algorithms to predict based on scientific data and research. However, it’s important to remember that it’s not a crystal ball and can only estimate your life expectancy. Instead, the tool is designed to help you understand the factors that impact your lifespan and make more informed decisions about your health and wellness.
How Does the Life Expectancy Calculator Work?
The Life Expectancy Calculator is simple and takes a few minutes to complete. First, you’ll be asked to enter your age, gender, height, weight, and other relevant details. Based on this information, the calculator will estimate your life expectancy and provide a personalized report showing the factors affecting your lifespan.
The Life Expectancy Calculator considers a range of factors, including:
- Age
- Gender
- Height
- Weight
- Smoking habits
- Drinking habits
- Exercise habits
- Family history of health conditions
Based on this information, the calculator will estimate your life expectancy and show how your lifestyle choices and habits can impact your lifespan. You’ll also get tips on improving your life expectancy and making healthier choices.
What Does the Life Expectancy Calculator Tell You?
The Life Expectancy Calculator provides a detailed report of your life expectancy and the factors that impact it. The report includes the following:
- An estimate of your life expectancy
- An analysis of the factors affecting your lifespan
- Tips on how to improve your life expectancy
With this information, you can make more informed decisions about your health and wellness and take steps to improve your life expectancy.
How Accurate is the Life Expectancy Calculator?
While the Life Expectancy Calculator is based on scientific data and research, it’s important to remember that it’s just an estimate. No tool can accurately predict your life expectancy, as many variables can impact your lifespan.
However, the Life Expectancy Calculator is a valuable tool for understanding your life expectancy and the factors that impact it. Using the calculator, you can better understand your lifespan and make more informed decisions about your health and wellness.
Retirement Savings Longevity Calculator
Retirement planning is a tricky business. There are many variables to consider, and knowing where to start can be difficult. One of the most critical considerations is life expectancy. The longer you expect to live, the more money you will need to cover your costs. However, predicting your life expectancy can be complex; even small changes can impact your retirement plans.
This Retirement Savings Longevity Calculator can help. It uses an annuity to distribute your retirement savings and provides a guaranteed paycheck for life, regardless of how long you live. As a result, it can give you a much more accurate estimation of how much money you will need in retirement. And that can make all the difference when it comes time to hang up your work boots for good.
Note: You can purchase an annuity (with no tax penalties) with your 401k, IRAs, retirement accounts, investments, and cash.
A Lifetime Withdrawal Comparison
Historically, financial advisors recommend withdrawing 4% from your retirement plans and adjusting for inflation. However, the 4% rule has been debunked as a safe withdrawal rate. New research concludes as low as 2.8% is the new rule. The following table compares rolling your savings into a new annuity with withdrawing income yourself or utilizing an advisor.
| Features | Annuity | 401k | IRA | Roth IRA |
|---|---|---|---|---|
| Withdrawal Percentage | 5.20% – 6.55% | 4% | 4% | 4% |
| Can Income Increase? | Yes | Yes | Yes | Yes |
| Can Income Decrease? | No | Yes | Yes | Yes |
| How Long Will Money Last? | Lifetime | 30 Years+ | 30 Years+ | 30 Years+ |
| Annual Fees | 0 – 1.50% | 1% – 4% | 1% – 4% | 1% – 4% |
| Taxation | Taxable/Tax-Free | Taxable | Taxable | Tax-Free |
| Death Benefit | Account Balance | Account Balance | Account Balance | Account Balance |
Example: A 60-year-old retiree starts withdrawing immediately from their $1 million portfolio, they would receive:
Protect Your Loved One From Death Calculator
Use affordable life insurance to protect your beneficiaries from a very temporary lifespan.
Next Steps
Retirement planning is a tricky business, but annuities can help. An annuity provides a guaranteed paycheck for life, regardless of how long you live, which means it can give you a much more accurate estimation of how much money you will need in retirement. Contact us for a quote and see how an annuity could impact your retirement plans.
Request A Quote
Get help from a licensed financial professional. This service is free of charge.
Frequently Asked Questions
What is my life expectancy?
Your life expectancy depends on various factors, including age, health, lifestyle, and family medical history. However, on average, the human life expectancy is around 75 years.
How do I calculate my life expectancy?
Calculating your life expectancy is a complicated process that depends on various factors, such as age, gender, health history, family history, lifestyle habits, and genetic makeup. Your doctor can perform a life expectancy test and review the health assessment results. Your doctor can also help you understand the risks associated with lifestyle or genetic factors.
What is my life expectancy if I have high blood pressure?
Your life expectancy with high blood pressure can vary greatly depending on the severity of your condition and other factors such as lifestyle and diet. Generally speaking, those with high blood pressure can expect to live an average life span if they manage their condition correctly through lifestyle changes, medication, and regular check-ups with a doctor. A healthy lifestyle, including diet and exercise, can help lower your blood pressure and reduce the risk of heart-related complications and other diseases.
What is my life expectancy if I’m a smoker?
Your life expectancy as a smoker is significantly lower than that of a non-smoker, on average 8-10 years shorter. However, this number is not fixed, as many variables, such as the amount of smoking, type of cigarettes, and other lifestyle choices, can affect life expectancy.