Can I Add Travel Insurance After Booking?
Yes, you can add travel insurance after booking a trip.
Key Points to Know:
- Time Frame for Purchase: Generally, you can buy travel insurance up to the day before your trip starts. However, earlier is better, especially for certain benefits.
- Pre-Existing Conditions: If you want coverage for pre-existing medical conditions, purchase insurance within a set period after making your initial trip deposit (often 14-21 days).
- Cancel for Any Reason (CFAR) Coverage: To get CFAR coverage, you usually need to buy the policy within 14-21 days of your first trip payment.
- Cost and Coverage: The cost of travel insurance depends on the trip cost, duration, destination, and your age. Coverage can include trip cancellation, medical emergencies, travel delays, and lost luggage.
Travel Insurance Breakdown
|Insurance Purchase Time
|Within 14-21 days of booking
|CFAR, Pre-existing condition coverage
|Those with health concerns, seeking flexibility
|After 21 days but before trip
|Basic coverage (Trip cancellation, medical, luggage)
|Up to day before trip
|Limited benefits, higher premiums
|Emergency or overlooked insurance needs
Purchasing travel insurance after booking is possible and practical, but timing affects available benefits. For comprehensive coverage, buy early. If you realize late that you need insurance, there are still options available. Remember, travel insurance can be a safety net for unexpected trip challenges. Contact us today for a free quote.
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