Can I Retire At 55 With $3 Million?


Can I Retire At 55 With $3 million?

Yes, you can retire at 55 with $3 million. Here’s how:

Annuity Payments

  • Immediate Annuity: Starting at 55, an annuity can provide $216,000 annually for life.
  • Deferred Annuity: If purchased at 55 but started at 60, it increases to $294,975 annually.

Helpful Tool: Use our annuity calculator to get accurate quotes in real time.

Social Security Benefits

Health Insurance Considerations

Financial Stability and Longevity

Retiring early with $3 million requires careful planning for financial longevity, considering inflation, healthcare costs, and lifestyle changes.


Retiring at 55 with $3 million is feasible with strategic financial planning, especially regarding annuities and health insurance. Contact us today for a free quote.

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Shawn Plummer

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