Exclusive guides, tips, and strategies on annuities.

Why You Shouldn’t Use A Fee-Based Advisor For Annuities

Understanding The Pitfalls Of Fee-Based Advisors When considering annuities, selecting the right advisor is crucial. Fee-based advisors who charge you directly for their services may seem appealing at first glance. However, several disadvantages can affect your investment’s overall performance and your financial well-being. Out-Of-Pocket Fees Fee-based advisors charge you out-of-pocket fees, which can accumulate over…

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The Dual Direction Annuity

What Is A Dual Direction Annuity? A Dual Direction Annuity is a type of annuity designed to provide interest credits based on both positive and negative performance of a selected index. This means that you have the potential to earn interest even when the market declines, offering a versatile growth opportunity in various market conditions.…

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Impaired Risk Annuities

Understanding Impaired Risk Annuities Impaired risk annuities, also known as enhanced or impaired life annuities, provide a higher income stream for individuals with medical conditions that may reduce life expectancy. By understanding and utilizing this specialized financial product, you can ensure a steady and higher income tailored to your unique health situation. What Is An…

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What You Give Up For A Low-Cost Annuity

Understanding The Trade-Offs When considering a low-cost annuity, it’s crucial to understand the trade-offs involved. While you may not necessarily give up the potential for upside (as some annuities offer zero fees with good growth potential), there are other significant benefits you might forgo. Here are some key aspects to consider: Less Retirement Income Low-cost…

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Recognizing And Avoiding Annuity Scams

Identifying Annuity Scams: What To Watch Out For Annuities can be a valuable part of a retirement strategy, but they are sometimes sold in ways that can harm consumers. Here are some scenarios that we believe constitute annuity scams: Unvetted Agents Or Advisors Buying Annuities from Questionable Websites: Be cautious of purchasing annuities from websites…

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