Insurance

Professional guide on various types of insurance.

Medicare Does Not Cover Long-Term Care

Medicare Covers Short-Term Care Not Long-Term Care Medicare’s Limited Coverage Medicare, a federal health insurance program for individuals 65 and older and certain younger individuals with disabilities, provides essential health coverage but has significant limitations. It does not cover long-term care, also known as custodial care. This care involves assistance with daily living activities such…

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A Guide to Accidental Life Insurance

What is Accidental Life Insurance? Accidental life insurance, often referred to as accidental death insurance, is a type of insurance policy that provides a payout to your beneficiaries if you die as a result of an accident. Unlike traditional life insurance, this policy is specific to accidental causes and does not cover death from natural…

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A Guide to Variable Insurance Products

Understanding all your options is crucial when planning for financial security. This guide covers variable insurance products such as variable annuities, registered index-linked annuities (RILAs), indexed annuities, variable life insurance, and indexed universal life insurance. These products offer growth opportunities and stability and play a vital role in financial planning. Types Of Variable Annuities Variable…

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Will a Life Insurance Payout Affect SSDI

Understanding SSDI and Income Limits What is SSDI? Social Security Disability Insurance (SSDI) provides financial support to individuals who have a disability and have previously paid into the Social Security system. It’s distinct from Supplemental Security Income (SSI), which has strict asset and income limits. Substantial Gainful Activity (SGA) SSDI recipients must not exceed the…

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How To Get Life Insurance with Huntington’s Disease

Understanding Huntington’s Disease and Life Insurance Options for Life Insurance with Huntington’s Disease Tips for Applying for Life Insurance with Huntington’s Disease How We Can Help Securing life insurance with Huntington’s disease is a daunting task. The core problem is finding coverage that meets your needs without becoming financially overwhelming. The symptoms of this problem…

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Can Long-Term Care Insurance Be Cancelled?

Can Long-Term Care Insurance Be Cancelled? Yes, long-term care insurance policies can be canceled by the policyholder. However, this decision should be made carefully due to potential financial implications. Weighing the Financial Decision to Cancel Canceling long-term care insurance involves several financial considerations: Alternatives to Canceling Long-Term Care Insurance Before canceling, explore these options: How…

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