Money Tips

Personal finance tips on how to save money, reduce taxes, earn more interest, and more.

Health Savings Account

Investing in a Health Savings Account (HSA) is an ideal way to save money on taxes and financially prepare for potential medical costs during retirement. In this guide, you will learn the basics of HSA accounts and how they can be incorporated into your retirement strategy! What Is A Health Savings Account? An HSA is …

Health Savings Account Read More »

What Is A Blue Chip Stock?

Investing in the stock market can be daunting for many people, especially those just starting. The stock market can be overwhelming with its technical jargon, complex financial statements, and fluctuating prices. However, one term that even novice investors may have heard of is “blue chip stock.” In this guide, we will discuss what a blue …

What Is A Blue Chip Stock? Read More »

How to Make A Million Dollars

We all dream of having a lavish lifestyle, traveling the world, and fulfilling all our desires. One way to achieve this is by having a million dollars in the bank. However, it may seem impossible to many of us. Making a million dollars is not easy, but it’s also not impossible. It requires hard work, …

How to Make A Million Dollars Read More »

IRA vs. CD

Investing is a crucial aspect of financial planning, and it requires careful consideration of several factors, including risk tolerance, financial goals, and investment options. Two popular investment options are Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). These investments offer different advantages and disadvantages, and choosing the right one can significantly affect your investment …

IRA vs. CD Read More »

APY vs. APR: What’s The Difference?

When it comes to personal finance, understanding the differences between APY, APR, and interest rates is crucial. Although these terms may seem confusing, they are essential in determining how much you’ll earn or pay on your investments, loans, or credit card balances. In this comparison, we’ll explore the key differences between APY and APR and …

APY vs. APR: What’s The Difference? Read More »

Do You Have To Die Before Your Beneficiary Gets The Payout From An Annuity Trust?

Annuity trusts are financial instruments that can provide a steady income stream to beneficiaries over a set period. Therefore, they can be essential to estate planning, mainly when providing for loved ones after you pass away. However, many people wonder whether their beneficiaries will receive the payouts from the annuity trust immediately after they pass …

Do You Have To Die Before Your Beneficiary Gets The Payout From An Annuity Trust? Read More »

Scroll to Top