Retirement Planning

Exclusive guides, tips, and strategies on how to prepare for and enhance retirement planning.

How to Take RMDs to Avoid Taxes

Understanding RMDs Required Minimum Distributions (RMDs) are the minimum amounts that a retirement plan account owner must withdraw annually, starting at age 73. While it’s not possible to avoid taxes entirely on RMDs, there are strategies to help offset these taxes. Strategies to Offset RMD Taxes Helpful Tool: Use our annuity payout calculator to find…

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Are Pensions Paid to Beneficiaries?

Are Pensions Paid to Beneficiaries? Pensions are typically not paid to beneficiaries after the death of the retiree. However, there are alternatives to ensure financial benefits for beneficiaries. Two popular options include: Understanding Pension Payouts and Beneficiaries Pensions usually provide income for the retiree’s lifetime, with limited or no benefits transferred to beneficiaries upon the…

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Should I Take My TSP as an Annuity?

Reasons Against TSP Annuity Option Alternative: IRA Fixed Indexed Annuity with GLWB Helpful Tool: How much can my TSP pay me in guaranteed retirement income TSP Annuity vs. IRA Fixed Indexed Annuity with GLWB FeatureTSP AnnuityIRA Fixed Indexed Annuity with GLWB Liquidity No Yes Interest Earnings Low/None Potentially Higher Control Over Funds Limited High Inflation…

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Reverse SEP IRA Calculator: How Much Will My SEP IRA Pay Me In Retirement?

How Much Will My SEP IRA Pay Per Month? Utilize our Reverse SEP IRA Calculator to estimate your SEP IRA payouts during retirement. Embark on your retirement planning with unmatched precision and assurance. This calculator is specifically designed to help you ascertain your current standing in terms of retirement savings, the amount you need to…

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Reverse Roth IRA Calculator: How Much Will My Roth IRA Pay Me In Retirement?

How Much Will My Roth IRA Pay Per Month? Leverage our Reverse Roth IRA Calculator to estimate your Roth IRA withdrawals in retirement. Navigate your future planning with both confidence and clarity. This essential tool aids in evaluating your stance on retirement savings, identifying how much you need to amass to hit your retirement targets,…

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What is a Good Pension?

What is a Good Pension Plan? A good pension is often considered to be a personal private pension plan, specifically a deferred income annuity. This type of pension allows individuals to have more control over their retirement savings, as opposed to relying solely on a company-provided pension. Advantages of Deferred Income Annuities Example Consider a…

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