The Best and Cheapest Life Insurance for Men

Shawn Plummer

CEO, The Annuity Expert

Are you a man looking for life insurance? If so, you’re in luck! In this guide, we will discuss the best and cheapest life insurance policies for men. We will also provide tips on how to get the best rates possible. So whether you are young or old, single or married, there is a policy out there that is perfect for you!

Cheapest Life Insurance for Men

Life insurance generally costs more for males than females because of life expectancy statistics from sources such as the Center for Disease Control and Prevention. Still, you can purchase a policy with the cheapest rates by shopping around different insurance carriers and comparing different policy types.

Company/Age35455565
Banner Life$61.85$141.28$341.55$1,145.77
AIG$62.21$142.11$343.56$1,152.51
State Farm$69.59$149.69$389.79$1,158.89
Transamerica$74.82$154.80$359.48$1,159.28
Sample monthly rates for a 20-year term life policy with $1,000,000 coverage for a 35-year-old male smoker.

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Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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