Life Insurance Company with the Best Living Benefits: Assurity

Shawn Plummer

CEO, The Annuity Expert

Best Life Insurance With Living Benefits

Assurity is highly recommended for its comprehensive range of options when considering life insurance with living benefits. Living benefits are features or riders that allow the policyholder to utilize the policy’s benefits under certain conditions while they are still alive.

Assurity’s Living Benefits Options

  1. Accidental Death & Dismemberment (AD&D):
    • Function: Pays an additional benefit if death or dismemberment occurs due to an accident.
    • Benefit: Provides extra financial support in the event of an accidental death or serious injury.
  2. Disability Income Rider:
    • Purpose: Offers a monthly income if the insured becomes disabled and unable to work.
    • Advantage: Ensures financial stability during periods of disability.
  3. Child Rider:
    • Coverage: Extends coverage to the insured’s children, providing a death benefit if a child passes away.
    • Flexibility: Typically allows for conversion to a permanent policy for the child without further underwriting.
  4. Waiver of Premium:
  5. Critical Illness Rider:
    • Support: Provides a lump sum payment if the insured is diagnosed with a critical illness covered by the policy.
    • Use: Can be used for medical expenses, living expenses, or other financial needs related to the illness.

Why Living Benefits are Important

Living benefits in a life insurance policy add more financial protection and flexibility. They allow the policyholder to access benefits under specific circumstances, such as serious illness, disability, or long-term care, providing financial support when needed.

Conclusion

Assurity offers a robust selection of living benefits with its life insurance policies, making them a top recommendation for those prioritizing these features. Their options like AD&D, disability income, child riders, waiver of premium, critical illness, and long-term care riders provide comprehensive coverage and peace of mind for a variety of life’s unpredictable situations.

Contact us today for more information about Assurity’s life insurance living benefits and how they can fit your needs.

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Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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