How Much Does 24/7 In-Home Care Cost?

Shawn Plummer

CEO, The Annuity Expert

Factors Affecting Cost

The cost of 24/7 in-home care can vary widely based on several factors:

  1. Location: Costs can be higher in urban areas compared to rural areas.
  2. Type of Care: Non-medical care is generally less expensive than medical or specialized care.
  3. Caregiver’s Qualification: Costs rise with the caregiver’s experience and qualifications.
  4. Agency vs. Independent Caregivers: Hiring through an agency might be more expensive than directly hiring an independent caregiver.
Costs Of Care Homes

Average Costs

  • United States: The national average can range from approximately $4,000 to $10,000 per month.
  • By State: Costs can vary by state. For example, care costs in California might be different from those in Texas.

Payment Options

Affordable In Home Care For Seniors

Cost-Saving Tips

  1. Explore Local Programs: Some states or communities offer programs to assist with the cost.
  2. Shared Caregiving: Coordinating with family members to share caregiving responsibilities can reduce costs.
  3. Tax Deductions: Some care expenses may be tax-deductible.

Example Costs

How Much Does 24/7 In Home Care Cost Per Month


The cost of 24/7 in-home care depends on multiple factors, including location, type of care, and caregiver qualifications. Exploring various payment options and cost-saving measures is crucial. Understanding these elements helps in making an informed decision about in-home care services. Contact us today for a free quote.

Care Home Cost

Request A Quote

Get help or a quote from a licensed financial professional. This service is free of charge.

Contact Us

Who most often pays the costs of care homes?

If you need help, Medicaid is often the best option. Different programs can help you based on income or disability, such as home and community-based services, adult foster care, and Medicaid personal care services. You can get more information by contacting your state Medicaid agency.

Does LTC insurance cover nursing homes?

Yes, most long-term care insurance policies will cover nursing home stays and other types of physical assistance. The specifics of the policy will dictate what is covered in terms of costs, length of stay, and type of services available. Make sure to read the policy carefully when selecting a plan.

How much is a nursing home per month?

The monthly nursing home cost can vary greatly depending on location, level of care needed, and amenities provided, but it can range from $3,000 to $10,000 or more.

How much do nursing homes cost per week?

The cost of a nursing home per week can vary depending on location, level of care needed, and amenities provided, but it can range from $700 to $2,500 or more.

Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

Scroll to Top