Do You Get Your Money Back if You Outlive Your Life Insurance?

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Understanding Life Insurance Refunds

Choosing the Right Policy

Selecting the right life insurance policy depends on individual needs, budget, and long-term financial goals. Understanding the differences is crucial for making an informed decision.

Related Reading: Why Term Life Insurance is the Best Option for a Young Adult

Conclusion

Choosing the right life insurance depends on your needs and financial goals. Standard and group life insurance do not offer refunds if outlived, while Return of Premium policies do. Permanent life insurance cannot be outlived. Contact us today for a free quote.

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Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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