Does Critical Illness Cover Anxiety?

Shawn Plummer

CEO, The Annuity Expert

Understanding Critical Illness Coverage

Critical illness insurance typically covers a predefined list of illnesses. These usually include severe conditions like cancer, heart attack, stroke, etc. It’s designed to provide financial support upon the diagnosis of these specific illnesses.

Anxiety and Critical Illness Coverage

Alternatives for Anxiety Coverage

  1. Health Insurance: Regular health insurance plans often cover treatments for anxiety, including therapy and medication.
  2. Disability insurance: If anxiety severely impacts your ability to work, short-term or long-term disability insurance might be applicable.
  3. Employee Benefits: Some employers provide specific coverage or programs for mental health support.


Critical illness insurance does not cover anxiety as it is not categorized as a life-threatening physical illness. To seek support for anxiety, one should consider health insurance, disability insurance, or employer-provided benefits. For more tailored insurance advice and solutions, contact us today for a free quote.

Request A Quote

Get help or a quote from a licensed financial professional. This service is free of charge.

Contact Us

Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

Scroll to Top