How to Find Life Insurance Policies of Deceased Parents

Shawn Plummer

CEO, The Annuity Expert

Step 1: Gather Necessary Information

Step 2: Use NAIC’s Free Policy Locator

Step 3: Contact Insurance Companies

  • Reach out to known insurance companies the deceased had dealings with.
  • Provide them with the necessary details for verification.

Step 4: Check Bank Statements

  • Review the deceased’s bank statements for any insurance premium payments.

Step 5: Consult With Financial Advisors

  • Speak to any financial advisors or attorneys who may have information about the deceased’s insurance policies.

Step 6: Examine Mail and Safe Deposit Boxes

  • Look for insurance-related correspondence in the deceased’s mail.
  • Check safe deposit boxes for insurance documents.


This guide provides a structured approach to finding life insurance policies for deceased parents. It simplifies the process, ensuring you comprehensively understand the steps involved. Contact us today for a free quote.

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Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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