Best Fixed Annuity Rates in 2019

Shawn Plummer

CEO, The Annuity Expert

Fixed Annuity Rates (June 2019)

(Sorted by Highest Fixed Rate)

Company NameRatingProduct NameTermRate %Commission (Up to %)

Atlantic Coast

B++Safe Harbor Bonus 10105.15 – 6.15%2.65%

Atlantic Coast

B++Safe Harbor Bonus 20204.75 – 8.75%3.15%

Atlantic Coast

B++Safe Harbor Bonus 774.65 – 5.65%2.65%

Atlantic Coast

B++Safe Harbor Bonus 664.40 – 5.40%2.40%

Atlantic Coast

B++Safe Haven Bonus 10104.60%2.65%

Sentinel Security

B++Personal Choice 10104.20%2.75%

Atlantic Coast

B++Safe Harbor Bonus 554.15 – 5.15%2.40%

Sentinel Security

B++Personal Choice 774.10%2.25%

Atlantic Coast

B++Safe Haven Bonus 774.05 – 5.05%2.65%

Sentinel Security

B++Personal Choice 554.00%2.25%

Atlantic Coast

B++Safe Haven Bonus 663.95 – 4.95%2.40%

Guaranty Income

B++’Guaranty 663.85%2.00%

Atlantic Coast

B++Safe Haven Bonus 553.80 – 4.80%2.40%

Liberty Bankers Life

B++Bankers Elite 993.75%2.20%

Guaranty Income

B++’Guaranty 883.75%3.00%

Liberty Bankers Life

B++Bankers Elite 773.70%2.00%

Liberty Bankers Life

B++Bankers Elite 553.65%1.80%

Nassau Life

B+MYAnnuity 7X73.65 – 3.85%2.60%

Atlantic Coast

B++Safe Haven Bonus 20203.60 – 5.10%3.15%

Oxford

A-Multi-Select 883.55%1.46%

Nassau Life

B+MYAnnuity 5X53.55 – 3.75%2.10%

Liberty Bankers Life

B++Bankers 7 Premier73.50%1.72%

Oxford

A-Multi-Select 10103.45%3.00%

Oxford

A-Muli-Select 663.45%1.25%

Oxford

A-Multi-Select 993.40%2.75%

Liberty Bankers Life

B++Bankers 5 Premier53.40%1.60%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 10 (High Band)103.40%3.00%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 9 (High Band)93.35%2.50%

Oxford

A-Multi-Select 773.30%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 10 (Low Band)103.30%3.00%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 8 (High Band)83.30%2.50%

Fidelity & Guaranty

A-F & G Guarantee-Platinum 773.30%2.25%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 9 (Low Band)93.25%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 7 (High Band)73.25%2.50%

EquiTrust

B++Certainty Select 10103.25%3.00%

Liberty Bankers Life

B++Bankers 773.20%3.20%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 8 (Low Band)83.20%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 6 (High Band)63.20%2.50%

Fidelity & Guaranty

A-F & G Guarantee-Platinum 553.20%2.00%

EquiTrust

B++Certainty Select 883.20%3.00%

Liberty Bankers Life

B++Bankers 5 Premier Plus53.20 – 4.20%2.00%

The Standard

AFocused Growth MYGA 773.20 – 3.30%2.00%

The Standard

AFocused Growth MYGA 553.20 – 3.30%2.00%

Royal Neighbors

A-Choice 553.15%2.00%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 7 (Low Band)73.15%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 5 (High Band)53.15%2.50%

Guaranty Income

B++’Guaranty 443.15 – 3.15%1.60%

American National

APalladium MYG 10103.10% – 3.20%2.50%

Oxford

A-Muli-Select 553.10%2.50%

Lincoln Financial

A+MYGuarantee Plus 5 (High Band>100k)53.10%2.00%

Liberty Bankers Life

B++Bankers 553.10%2.60%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 6 (Low Band)63.10%2.50%

EquiTrust

B++Certainty Select 663.10%3.00%

AIG

AAmerican Pathway SolutionsMYG 10- $100K+103.10%2.00%

AIG

AAmerican Pathway SolutionsMYG 7- $100K+73.10%2.00%

AIG

AAmerican Pathway SolutionsMYG 6- $100K+63.10%2.00%

AIG

AAmerican Pathway SolutionsMYG 5- $100K+53.10%1.50%

The Standard

AFocused Growth MYGA 10103.10 – 3.20%3.00%

American National

APalladium MYG 773.09% – 3.19%2.50%

American National

APalladium MYG 993.07% – 3.17%2.50%

Oxford

A-Muli-Select 443.05%1.28%

Lincoln Financial

A+MYGuarantee Plus 10 (High Band>100k)103.05%2.50%

Liberty Bankers Life

B++Bankers Elite 333.05%1.60%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 5 (Low Band)53.05%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 4 (High Band)43.05%1.75

American National

APalladium MYG 883.00% – 3.10%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 3 (High Band)33.00%1.00%

Global Atlantic

ASecureFore 553.00%2.50%

EquiTrust

B++Certainty Select 553.00%3.00%

Great American

ASecureGain 5 (High Band)53.00 – 3.30%2.50%

Lincoln Financial

A+MYGuarantee Plus 7 (High Band>100k)72.95%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 4 (Low Band)42.95%1.75

Liberty Bankers Life

B++Bankers 332.90%1.60%

Guggenheim

B++ProOption 552.90%2.50%

Guggenheim

B++Preserve Multi- Guaranteed Annuity 3 (Low Band)32.90%1.00%

American National

APalladium MYG 662.85% – 2.95%2.50%

Lincoln Financial

A+MYGuarantee Plus 10 (Low Band<100k)102.85%2.50%

Integrity

A+SPDA Series II 1-12.85%4.00%

Athene-IA

AMaxRate 7 ($100,000+)72.85%2.50%

Great American

ASecureGain 5 (Low Band)52.85 – 3.15%2.50%

Lincoln Financial

A+MYGuarantee Plus 7 (Low Band<100k)72.80%2.50%

Lincoln Financial

A+MYGuarantee Plus 5 (Low Band<100k)52.80%2.00%

AIG

AAmerican Pathway SolutionsMYG 10- $10K-$100K102.80%2.00%

AIG

AAmerican Pathway SolutionsMYG 7- $10K-$100K72.80%2.00%

AIG

AAmerican Pathway SolutionsMYG 6- $10K-$100K62.80%2.00%

AIG

A’American Pathway SolutionsMYG 5- $10K-$100K52.80%1.50%

Sagicor

A-Milestone MYGA 772.80 – 3.60%2.25%

American National

APalladium MYG 552.75% – 2.85%2.50%

Fidelity & Guaranty

A-F & G Guarantee-Platinum 332.75%1.50%

Athene-IA

AMaxRate 5 ($100,000+)52.75%2.00%

Athene-IA

AMaxRate 7 ($10,000-$99,999)72.70%2.50%

Royal Neighbors

A-Choice 332.65%1.50%

Oxford

A-Muli-Select 332.65%1.00%

North American

A+Guarantee Choice 10102.65 – 2.90%3.00%

The Standard

AFocused Growth MYGA 332.65 – 2.75%2.00%

North American

A+Guarantee Choice 552.60% – 2.90%2.00%

Global Atlantic

ASecureFore 332.60%1.80%

Athene-IA

AMaxRate 5 ($10,000-$99,999)52.60%2.00%

American Equity

A-Guarantee 7 MVA72.60%3.00%

Great American

ASecureGain 7 (High Band)72.55 – 3.80%3.50%

EquiTrust

B++Certainty Select 332.50%2.00%

Guggenheim

B++ProOption 10102.50 – 3.40%3.00%

Guggenheim

B++ProOption 772.50 – 3.10%2.50%

American Equity

A-Guarantee 6 MVA62.45%3.00%

Sagicor

A-Milestone MYGA 5-52.45 – 3.55%2.00%

North American

A+Guarantee Choice 772.45 – 2.70%2.50%

Great American

ASecureGain 7 (Low Band)72.40 – 3.65%3.50%

Integrity

A+MultiVantage 10102.35%3.50%

American Equity

A-Guarantee 5 MVA52.30%3.00%

Integrity

A+MultiVantage 772.24%3.00%

North American

A+Guarantee Choice 332.20 – 2.55%1.50%

Integrity

A+New Momentum 10101.97%5.00%

Integrity

A+SPDA Series II 5-51.90%4.00%

Integrity

A+MultiVantage 551.90%2.50%

Athene-IA

AMaxRate 3 ($100,000+)31.90%1.30%

Integrity

A+New Momentum 771.80%5.00%

Integrity

A+MultiVantage 441.75%2.00%

Athene-IA

AMaxRate 3 ($10,000-$99,999)31.75%1.30%

Integrity

A+SPDA Series II 7-71.69%4.00%

Integrity

A+New Momentum 661.67%5.00%

Integrity

A+New Momentum 551.60%5.00%

Sagicor

A-Milestone MYGA 3-31.60 – 2.90%1.25%

Royal Neighbors

A-Choice 661.60 – 2.25%2.75%

 

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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