The Best Fixed Annuity and CD Rates in Arizona (Up To 5.75%)

Shawn Plummer

CEO, The Annuity Expert

Are you looking for a safe and secure investment option that offers a steady return on your money? If so, you may be interested in CDs (Certificates of Deposit) and fixed annuities. These investment vehicles are designed to provide a guaranteed return on your investment, making them an attractive option for people looking for a low-risk way to save for the future. In this guide, we will look at the best CD and fixed annuity rates available in Arizona and provide you with the information you need to make an informed decision.

Earn The Highest Interest Rates On Savings Today

Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income.

TermInsurance CompanyInterest Rate
N/AUFB Bank Savings Account5.02%
N/AUFB Bank Money Market5.02%
12 MonthsWestern Alliance Bank CD5.01%
36 MonthsOceanview Fixed Annuity5.00%
48 MonthsAmerico Fixed Annuity5.05%
5 YearsAspida Fixed Annuity5.50%
6 YearsAmerican National Fixed Annuity5.45%
10 YearsAmerican National Fixed Annuity5.45%
*Fixed annuities are only for saving money to use in retirement.

Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this article.

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The Best Fixed Annuity Rates In Arizona

A fixed annuity is a type of insurance product that provides a guaranteed rate of return on your investment. Here are some of the best-fixed annuity rates available in Arizona:

The Best CD Rates In Arizona

When choosing a CD, the interest rate is one of the most important factors. The best CD rates in Arizona can be found by shopping around and comparing the rates offered by different banks and financial institutions. Here are some of the best CD rates available in Arizona:

How to Choose the Best CD Rate:

When choosing a CD, there are a few things to consider besides the interest rate. For example:

  • Length of term: CDs have varying term lengths, ranging from 3 months to 5 years or more. The longer the term, the higher the interest rate.
  • Minimum deposit: Some CDs require a minimum deposit of $500 or more. Make sure you have enough money to meet this requirement before you open a CD.
  • Early withdrawal penalty: If you need to access your money before the CD matures, you may incur an early withdrawal penalty. Be sure to ask about this before you open a CD.

How to Choose the Best Fixed Annuity Rate:

When choosing a fixed annuity, it’s important to consider several factors, including:

  • Length of term: Similar to a CD, the length of the term will affect the interest rate. The longer the term, the higher the interest rate.
  • The guaranteed rate of return: Ensure you understand the guaranteed rate before investing in a fixed annuity.
  • Fees: Some fixed annuities have high surrender charges, so be sure to ask about any fees before you invest.

Next Steps

In conclusion, CDs and fixed annuities can offer stability and security to your investments in addition to a steady rate of return. By providing guaranteed quarterly payouts or potentially higher returns, these investment vehicles are great options for long-term savings goals. Our team at The Annuity Expert is committed to helping you find the best rates that match your financial goals and objectives. We understand that selecting the right investments can be overwhelming, but with our expertise, we will help guide you through the process.

For more information on selecting the right CDs or annuities in Arizona, please contact us for a quote today. Don’t wait another moment—let us help you get started on the path to financial peace of mind!

The Best Cd Rates In Arizona. The Best Fixed Annuities In Arizona (Az)

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Disclaimer: I may receive a small referral fee if you purchase something using a link in this guide.

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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