The Best Fixed Annuity and CD Rates in Florida (March 2023)

Shawn Plummer

CEO, The Annuity Expert

If you’re looking for a safe and secure investment option in Florida, you may want to consider certificates of deposit (CDs) or fixed annuities. Both options offer relatively low risk and the potential for a stable return on investment. However, finding the best CD and fixed annuity rates in Florida can be challenging, with many options available. That’s why we’ve put together this comprehensive guide to help you make the best choice for your financial future.

Earn The Highest Interest Rates On Savings Today

Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income.

TermInsurance CompanyInterest Rate
N/AUFB Bank Savings Account5.02%
N/AUFB Bank Money Market5.02%
12 MonthsWestern Alliance Bank CD5.01%
36 MonthsOceanview Fixed Annuity5.00%
48 MonthsAmerico Fixed Annuity5.05%
5 YearsAspida Fixed Annuity5.50%
6 YearsAmerican National Fixed Annuity5.45%
10 YearsAmerican National Fixed Annuity5.45%
*Fixed annuities are only for saving money to use in retirement.

Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this article.

Find And Compare The Highest Interest Rates

Find the highest interest rates for your savings ranging from 3 months to 10 years, all in one place.

The Best Fixed Annuity Rates In Florida

Fixed annuities are another low-risk investment option that can provide a steady income in retirement. With a fixed annuity, you deposit a lump sum with an insurance company, which then pays you a guaranteed interest rate. Here are some of the best-fixed annuity rates in Florida today:

Best CD Rates In Florida

CDs are a low-risk investment option where you deposit a lump sum of money for a fixed term, usually from one month to five years. You earn a guaranteed interest rate in exchange for keeping your money with the bank for a fixed period. Here are some of the best CD rates in Florida:

Next Steps

In conclusion, certificates of deposits and fixed annuities can be some of the most reliable when looking for safe and secure investment options in Florida. However, with so many different CDs and fixed annuities to compare and review, finding the best investment rates can get confusing. That’s why we put together this guide–to provide you with the funds and knowledge to make a well-informed decision. Hopefully, you found it informative and beneficial in helping you choose the financial product that makes sense for your future.

If you have any further questions or want a quote on CD or fixed annuity rates in Florida, feel free to contact us anytime! We’re here to help ensure that your investments today will result in peace of mind tomorrow.

The Best Fixed Annuity And Cd Rates In Florida (Fl)

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Disclaimer: I may receive a small referral fee if you purchase something using a link in this guide.

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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