The Best Fixed Annuity and CD Rates in Georgia (December 2023)

Shawn Plummer

CEO, The Annuity Expert

Best CD Rates In Georgia

Compare today’s average CD rates in Georgia, broken down by term. We aggregate rates from several hundred banks and credit unions every day to ensure these rates are current and accurate.

3-Month CD Rates

Banks and credit unions have the highest CD rates for three months.

Best 3-Month CD RatesRateTermMinimum
Signature Federal Credit Union5.55% APY3 Months$500.00
Western Alliance Bank5.51% APY3 Months$1.00
Ponce Bank5.40% APY3 Months$1.00

6-Month CD Rates

The following banks and credit unions have the highest CD rates for six months.

Best 6-Month CD RatesRateTermMinimum
TotalDirectBank5.76% APY6 Months$25,000.00
Franklin Mint Federal Credit Union5.60% APY6 Months$500.00
Western Alliance5.70% APY6 Months$1.00

1-Year CD Rates

The following banks and credit unions have the highest CD rates for 12 months.

Best 12-Month CD RatesRateTermMinimum
My eBanc5.77% APY12 Months$50,000.00
Popular Direct5.67% APY12 Months$10,00.00
State Bank of Texas5.85% APY12 Months$50,000.00

2-Year CD Rates

Banks and credit unions have the highest CD rates for 24 months.

Best 2-Year CD RatesRateTermMinimum
Luana Savings Bank5.63% APY24 Months$100,000.00
Maple Mark Bank5.40% APY24 Months$25,000.00
Newtek Bank5.60% APY24 Months$50,000.00

3-Year CD Rates

Banks and credit unions have the highest CD rates for 36 months.

Best 3-Year CD RatesRateTermMinimum
U.S. Senate Federal Credit Union5.23% APY36 Months$200,000.00
Mountain Credit Union5.03% APY36 Months$2,500.00
Bread Savings4.90% APY36 Months$1,500.00

4-Year CD Rates

The following banks and credit unions have the highest CD rates for 48 months.

Best 4-Year CD RatesRateTermMinimum
Bread Savings4.50% APY48 Months$1,500.00
The State Exchange Bank4.50% APY48 Months$1.00
Barclays4.45% APY48 Months$1.00

5-Year CD Rates

Banks and credit unions have the highest CD rates for 60 months.

Best 5-Year CD RatesRateTermMinimum
Farmers Insurance5.00% APY60 Months$1,000.00
Barclays4.50% APY60 Months$0.00
Bread Savings4.50% APY60 Months$1,500.00
Best And Highest Cd, Annuity, Savings, Money Market Rates In Georgia

The Best Fixed Annuity Rates In Georgia

Investing in a fixed annuity can provide a guaranteed interest rate for a set period of time. It’s important to consider the best-fixed annuity rates in Georgia to get the most out of your investment. Here are some of the top options for fixed annuity rates in Georgia:

Disclaimer: Products are subject to state availability. Please inquire below for details.

Earn The Highest Interest Rates On Savings Today

Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income.

TermInsurance CompanyAPY
N/AMoney Market Account – American First Credit Union5.29%
N/AMoney Market Account – StagePoint Federal Credit Union5.29%
N/ASavings Account – Customers Bank5.30%
12 MonthsCD – Western Alliance5.51%
5 YearsClear Spring Fixed Annuity6.00%
*Fixed annuities are only for saving money to use in retirement.

Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this guide.

Find And Compare The Highest Interest Rates

Find the highest interest rates for your savings, ranging from 3 months to 5 years, all in one place.

Next Steps

Making an investment decision can be overwhelming, especially with many available options. But don’t worry – we aim to provide you with up-to-date information about Georgia’s best-fixed annuity and CD rates. With that knowledge, we hope you feel empowered and confident knowing you’ve made the right decision for your financial future. If you have any additional questions or concerns, please get in touch with us anytime. We’re always happy to assist and ensure you get the most out of your investments. And if you’re ready to start, contact us today for a quote!

The Best Fixed Annuity And Cd Rates In Georgia (Ga)

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Disclaimer: I may receive a small referral fee if you purchase something using a link in this guide.

Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed insurance agent and annuity broker with over a decade of first-hand experience. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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