Are you looking for the best annuity and CD rates in Washington? Then, you’ve come to the right place. This guide will discuss how to get the highest returns on your money. We will also provide a list of Washington’s top annuity and CD rates. So whether you’re looking for a short-term or long-term investment, we have you covered!
Earn The Highest Interest Rates On Savings Today
Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income. So why settle for less than 1% on your money when you can earn 3% and liquidity?
| Term | Insurance Company | Interest Rate |
|---|---|---|
| 12 Months | SaveBetter | 2.85% |
| 24 Months | Oceanview | 3.50% |
| 36 Months | Canvas Annuity | 4.60% |
| 48 Months | Oceanview | 4.10% |
| 60 Months | Canvas Annuity | 4.60% |
| 72 Months | Athene | 4.60% |
Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this article.
Best CD Rates In Washington
3 Month CD Rates
The following banks and credit unions have the highest CD rates for 3 months.
| Best 3-Month CD Rates | Rate | Term | Minimum |
|---|---|---|---|
| Synchrony Bank | 1.00% APY | 3 Months | $50.00 |
| Bethpage Federal Credit Union | 1.25% APY | 3 Months | $50.00 |
| Consumers Credit Union | 0.35% APY | 3 Months | $250.00 |
| Luana Savings Bank | 1.82% APY | 3 Months | $1,000.00 |
| TotalDirect Bank | 1.50% APY | 3 Months | $25,000.00 |
| TIAA Bank | 0.90% APY | 3 Months | $1,000.00 |
6 Month CD Rates
| Best 6-Month CD Rates | Rate | Term | Minimum |
|---|---|---|---|
| CommunityWide FCU | 2.00% APY | 6 Months | $1.000.00 |
| Limelight Bank | 1.55% APY | 6 Months | $1,000.00 |
| Sallie Mae Bank | 1.75% APY | 6 Months | $2,500.00 |
| Quontic Bank | 1.15% APY | 6 Months | $500.00 |
| Department of Commerce Federal Credit Union | 2.32% APY | 6 Months | $25,000.00 |
| PenFed Credit Union | 0.95% APY | 6 Months | $1,000.00 |
| NASA Federal Credit Union | 2.80% APY | 6 Months | $10,000.00 |
| Synchrony Bank | 1.50% APY | 6 Months | $0.01 |
| Live Oak Bank | 1.85% APY | 6 Months | $2,500.00 |
| One American Bank | 1.76% APY | 6 Months | $500.00 |
| Merrick Bank | 2.35% APY | 6 Months | $25,000.00 |
| TAB Bank | 1.75% APY | 6 Months | $1,000.00 |
1 Year CD Rates
The following banks and credit unions have the highest CD rates for 12 months.
| Best 12-Month CD Rates | Rate | Term | Minimum |
|---|---|---|---|
| CommunityWide FCU | 2.20% APY | 12 Months | $1,000.00 |
| Bread Savings | 3.00% APY | 12 Months | $1,500.00 |
| Quontic Bank | 2.01% APY | 12 Months | $500.00 |
| First National Bank of America | 2.50% APY | 12 Months | $1,000.00 |
| PenFed Credit Union | 2.00% APY | 12 Months | $1,000.00 |
| Marcus by Goldman Sachs | 2.30% APY | 12 Months | $500.00 |
| Discover | 2.30% APY | 12 Months | $2,500.00 |
| TAB Bank | 2.35% APY | 12 Months | $1,000.00 |
| Barclays Bank | 2.30% APY | 12 Months | $0.01 |
| Limelight Bank | 2.30% APY | 12 Months | $1,000.00 |
| Synchrony Bank | 2.30% APY | 12 Months | $0.00 |
| CFG Bank | 3.05% APY | 12 Months | $500.00 |
| Rising Bank | 3.00% APY | 12 Months | $1,000.00 |
2 Year CD Rates
The following banks and credit unions have the highest CD rates for 24 months.
| Best 2-Year CD Rates | Rate | Term | Minimum |
|---|---|---|---|
| Popular Direct | 2.75% APY | 24 Months | $10,000.00 |
| Bread Savings | 2.50% APY | 24 Months | $1,500.00 |
| US Alliance Federal Credit Union | 3.25% APY | 24 Months | $500.00 |
| Interior Federal Credit Union | 2.92% APY | 24 Months | $500.00 |
| Quontic Bank | 3.00% APY | 24 Months | $500.00 |
| Synchrony Bank | 2.60% APY | 24 Months | $0.01.00 |
| First National Bank of America | 2.75% APY | 24 Months | $1,000.00 |
| Pentagon Federal Credit Union | 2.75% APY | 24 Months | $1,000.00 |
| TAB Bank | 2.85% APY | 24 Months | $1,000.00 |
| CommunityWide FCU | 2.50% APY | 24 Months | $1,000.00 |
| My eBanc | 3.20% APY | 24 Months | $5,000.00 |
3 Year CD Rates
The following banks and credit unions have the highest CD rates for 3 years.
| Best 3-Year CD Rates | Rate | Term | Minimum |
|---|---|---|---|
| Popular Direct | 3.02% APY | 36 Months | $10,000.00 |
| Quontic Bank | 2.05% APY | 36 Months | $500.00 |
| Bread Savings | 3.55% APY | 36 Months | $1,500.00 |
| Pentagon Federal Credit Union | 3.25% APY | 36 Months | $1,000.00 |
| CFG Bank | 3.55% APY | 36 Months | $500.00 |
| Synchrony Bank | 2.80% APY | 36 Months | $0.01% |
| First National Bank of America | 3.00% APY | 36 Months | $1,000.00 |
| Capital One | 2.70% APY | 36 Months | $0 |
| Barclays | 2.70% APY | 36 Months | $0 |
| Marcus by Goldman Sachs | 2.30% APY | 36 Months | $500.00 |
| Discover | 2.70% APY | 36 Months | $2,500.00 |
| Limelight Bank | 3.10% APY | 36 Months | $1,000.00 |
| My eBanc | 3.51% APY | 36 Months | $5,000.00 |
4 Year CD Rates
The following banks and credit unions have the highest CD rates for 4 years.
| Best 4-Year CD Rates | Rate | Term | Minimum |
|---|---|---|---|
| First Internet Bank of Indiana | 2.84% APY | 48 Months | $1,000.00 |
| Popular Direct | 3.15% APY | 48 Months | $10,000.00 |
| Bread Savings | 3.60% APY | 48 Months | $1,500.00 |
| PenFed Credit Union | 2.80% APY | 48 Months | $1,000.00 |
| Synchrony Bank | 2.80% APY | 48 Months | $0.01 |
| First National Bank of America | 3.05% APY | 48 Months | $1,000.00 |
| Lafayette Federal Credit Union | 3.39% APY | 48 Months | $500.00 |
| CommunityWide FCU | 2.65% APY | 48 Months | $1,000.00 |
| TAB Bank | 3.10% APY | 48 Months | $1,000.00 |
| EFCU Financial | 3.50% APY | 48 Months | $500.00 |
5 Year CD Rates
The following banks and credit unions have the highest CD rates for 5 years.
| Best 5-Year CD Rates | Rate | Term | Minimum |
|---|---|---|---|
| Bread Savings | 3.65% APY | 60 Months | $1,500.00 |
| Connexus Credit Union | 2.96% APY | 60 Months | $5,000.00 |
| Popular Direct | 3.25% APY | 60 Months | $10,000.00 |
| Synchrony Bank | 3.25% APY | 60 Months | $0.00 |
| Quontic Bank | 2.86% APY | 60 Months | $500.00 |
| PenFed Credit Union | 3.00% APY | 60 Months | $1,000.00 |
| CommunityWide FCU | 2.70% APY | 60 Months | $1,000.00 |
| First National Bank of America | 3.25% APY | 60 Months | $1,000.00 |
| Capital One | 3.20% APY | 60 Months | $0 |
| Barclays | 3.20% APY | 60 Months | $0 |
| Marcus by Goldman Sachs | 3.20% APY | 60 Months | $500.00 |
| Discover | 3.20% APY | 60 Months | 2.75% |
| CFG Bank | 3.65% APY | 60 Months | $500.00 |
| EFCU Financial | 3.75% APY | 60 Months | $500.00 |
| TAB Bank | 3.25 % APY | 60 Months | $1,000.00 |
Best Fixed Annuity Rates In Washington
Next Steps
Washington has several top-rated annuity and CD providers, so choosing the right one for your needs can be challenging. That’s where we come in! Our team at The Annuity Expert and CD Rates is dedicated to finding you the best rates possible on your investment. Contact us today for a free quote and see how much you could be saving. Thanks for reading!
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