The Best Fixed Annuity and CD Rates in Wyoming (September 2023)

Shawn Plummer

CEO, The Annuity Expert

Wyoming is known for its beautiful scenery, friendly people, and thriving economy, but it’s also home to some of the country’s best-fixed annuity and CD rates. Whether you’re a resident or just considering a move to Equality State, it’s essential to understand the pros and cons of these investment options and the top providers in the state. This guide will take a closer look at the best-fixed annuity and CD rates in Wyoming and help you make an informed decision about your financial future.

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Earn The Highest Interest Rates On Savings Today

Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income.

TermInsurance CompanyAPY
N/AMoney Market Account – Optimum Bank5.26%
N/AMoney Market Account – FVC Bank5.26%
N/ASavings Account – CloudBank 24/7 5.26%
12 MonthsBread Savings CD5.60%
48 MonthsClear Spring Fixed Annuity5.15%
5 YearsAthene Fixed Annuity5.30%
10 YearsEquitrust Fixed Annuity6.00%
*Fixed annuities are only for saving money to use in retirement.

Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this guide.

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Find the highest interest rates for your savings, ranging from 3 months to 10 years, all in one place.

The Best Fixed Annuity Rates In Wyoming

A fixed annuity is an investment contract between you and an insurance company. In exchange for a lump sum, the insurance company agrees to pay you a guaranteed interest rate for a set period.

The benefits of a fixed annuity include the following:

However, there are also some drawbacks to consider, including:

  • Limited liquidity
  • Surrender charges if you withdraw your money early
  • Lower returns compared to other investment options

Each company offers competitive rates and a range of annuity products to meet your unique needs and goals. It’s essential to compare the terms and conditions of each option before making a decision and to consult with a financial advisor for personalized guidance.

The Best CD Rates In Wyoming

A certificate of deposit (CD) is a savings account that pays a fixed interest rate for a set period. CDs are FDIC-insured, meaning your money is protected by up to $250,000 in case of a bank failure.

Some of the benefits of CDs include:

However, there are also some drawbacks to consider, including:

  • Penalties for early withdrawal
  • Limited liquidity
  • Lower returns compared to other investment options

Each of these banks offers competitive CD rates and a range of terms to choose from. Therefore, it’s essential to compare each option’s interest rates and terms and consult a financial advisor for personalized guidance.

Next Steps

We hope this guide has been a helpful resource for you in ascertaining the best-fixed annuity and CD rates in Wyoming. As you can see, many opportunities available could help you plan for your financial future. However, everyone’s situation is different, and finding the best option for your needs takes careful consideration and research. That’s why it pays to talk to an expert who can offer personalized advice to meet your goals.

Therefore, we invite you to contact us with any questions or concerns and discuss what the best-fixed annuities and CD options in Wyoming would be for you so you can make an informed decision about your financial future.

The Best Fixed Annuity And Cd Rates In Wyoming (Wy)

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Disclaimer: I may receive a small referral fee if you purchase something using a link in this guide.

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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