Health Insurance For Non-US. Citizens

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Comprehensive Health Insurance Options

Short-Term Health Insurance

Short-term health insurance is ideal for tourists, temporary workers, or students in the U.S. It covers emergencies and short-term medical needs, ensuring you’re protected without the commitment of long-term plans. This option is perfect if you’re in the country for a short duration but still want peace of mind against unexpected medical expenses.

Long-Term Health Insurance

For those planning an extended stay, long-term health insurance offers comprehensive coverage similar to what U.S. residents receive. This plan includes preventive care, routine check-ups, and emergency services, making it suitable for expatriates or immigrants who require extensive medical care.

Student Health Insurance

International students can benefit from student health insurance, which meets university and visa requirements. This coverage ensures access to healthcare services needed for a healthy academic life, from routine check-ups to emergency medical services.

Travel Medical Insurance

Designed for tourists and short-term visitors, travel medical insurance covers unexpected medical emergencies during your stay. This type of insurance provides a safety net without the need for extensive coverage that might not be necessary for a brief visit.

Employer-Sponsored Health Insurance

If you’re employed by a U.S. company, you might be eligible for employer-sponsored health insurance. This comprehensive plan covers a wide range of medical services, ensuring you receive high-quality care without the financial burden.

Health Insurance For Non Residents

How We Can Help

At The Annuity Expert, we understand the complexities and emotional stress associated with securing health insurance in a foreign country. For 15 years, we have been dedicated to helping non-U.S. citizens find the best insurance solutions at the lowest costs. We stand against exorbitant healthcare costs and fight for accessible and affordable health coverage for everyone.

Your primary concern is securing reliable health insurance that covers your needs without breaking the bank. We recognize the symptoms of this challenge: anxiety over potential medical emergencies, confusion about coverage options, and frustration with high premiums. Our experience as an insurance agency, annuity broker, and retirement planner positions us uniquely to guide you through these challenges with confidence and expertise.

We believe in providing personalized, efficient, and cost-effective insurance solutions. Our mission is to find the best insurance options tailored to your specific needs, ensuring you are protected and secure during your time in the U.S.

Medical Insurance For Non Us Citizens

What We Recommend

To achieve peace of mind and comprehensive health coverage, we recommend the following steps:

  • Step 1: Initial Consultation
    • Schedule a free consultation with our licensed financial professionals.
    • Benefit: Receive personalized advice based on your unique situation and needs.
  • Step 2: Customized Plan Selection
    • We analyze your requirements and suggest the best health insurance plans.
    • Benefit: Tailored solutions that offer maximum coverage and cost efficiency.
  • Step 3: Enrollment and Support
    • We assist with the enrollment process and provide ongoing support.
    • Benefit: Smooth transition into your new health insurance plan with expert guidance.

Features and Benefits

  • Personalized Service: Tailored advice and plans that fit your specific needs.
    • Meaning: Ensures you get the best coverage without unnecessary expenses.
  • Comprehensive Coverage Options: A wide range of plans to choose from.
    • Meaning: Flexibility to select a plan that meets your exact requirements.
  • Expert Guidance: 15 years of industry experience.
    • Meaning: Confidence in making informed decisions with trusted advice.
  • Affordable Solutions: Focus on cost-effective options.
    • Meaning: Access to quality healthcare without financial strain.

Overcoming Common Objections

  • High Costs: We offer plans that provide excellent coverage at affordable rates, ensuring you don’t have to compromise on healthcare.
  • Complex Process: Our experts simplify the process, handling all the details so you can focus on your health and well-being.
  • Uncertainty: With our extensive experience, you can trust us to guide you to the best insurance solutions tailored to your needs.

You may face unexpected medical expenses, inadequate coverage, and unnecessary stress without our guidance. By working with The Annuity Expert, you’ll enjoy comprehensive health insurance tailored to your needs, financial peace of mind, and support from experienced professionals.

Contact us today for free advice or a free quote and secure your health coverage in the U.S.

Get Health Insurance Assistance

Get help or a quote from a licensed financial professional. This service is free of charge.

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Frequently Asked Questions

Who is an eligible noncitizen?

If you possess a Permanent Resident Card, you may be considered an eligible noncitizen as a U.S. permanent resident.

How long do you have to live in the U.S. to get Medicare?

To be eligible for Medicare, you must meet the following criteria: Be a U.S. resident and be 65 years of age or older. Additionally, you must be either a U.S. citizen or an alien who has lawfully resided in the United States for at least five years before applying for Medicare.

Who is not eligible for Medicare in the USA?

You are not eligible for Social Security or Medicare benefits if you have not worked enough in employment covered by these programs and do not qualify based on a spouse’s work history.

Can I use travel insurance as health insurance?

Travel insurance that has emergency medical benefits will only cover losses related to covered medical and dental emergencies and not for preventive, routine, or elective medical care. Please note that travel insurance is not the same as health insurance.

Can a non-U.S. citizen get Medicaid?

If you are a “qualified noncitizen,” you may be able to receive coverage through Medicaid and CHIP if you meet your state’s income and residency requirements. However, many qualified noncitizens must wait five years before becoming eligible for Medicaid and CHIP coverage. This waiting period is also known as the “five-year bar.”

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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