What is Hospice?

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

What is Hospice?

Hospice is a type of care focused on providing comfort and support to people in the final stages of a terminal illness. It emphasizes quality of life, rather than seeking a cure for the illness. Hospice care includes medical services, emotional support, and spiritual resources for patients and their families. It can be provided at home, in a hospice center, or in a hospital.

Hospice Care

How Does Hospice Work?

Hospice care involves a team approach. This team usually includes:

  1. Doctors and nurses specializing in palliative care.
  2. Home health aides.
  3. Social workers.
  4. Counselors or therapists.
  5. Trained volunteers.
  6. Clergy or spiritual advisors.

The team works together to manage pain, control symptoms, and provide emotional and spiritual support tailored to the patient’s needs and preferences.

Hospice Care Costs

Long-Term Care Vs. Hospice

Long-term care and hospice differ in purpose and the type of care provided:

  1. Long-Term Care: This refers to a variety of services designed to meet a person’s health or personal care needs during a short or long period. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own.
  2. Hospice: Hospice care is specifically for individuals who are in the final stages of a terminal illness. It focuses on comfort and quality of life, rather than curing the illness.

Differences between Long-Term Care and Hospice

AspectLong-Term CareHospice
PurposeSupport daily living activities over a periodComfort and support in terminal illness stages
DurationCan be long-term, often for chronic conditionsTypically used in the last six months of life
FocusVaries, includes medical and non-medical carePalliative, focusing on quality of life
LocationNursing homes, personal homes, assisted livingHome, hospice facilities, hospitals
Hospice Care Benefits And Services


Hospice care is a compassionate approach to end-of-life care, providing support and comfort to patients and their families. It differs from long-term care, which is broader and supports various aspects of daily living for an extended period. Understanding these differences can help in making informed decisions about care at different life stages. Contact us today for a free quote.

Benefits Of Hospice Care

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Frequently Asked Questions

What are the three stages of hospice care?

The three stages of hospice care include routine home care, continuous home care, and inpatient respite care. Routine home care is the most common and involves standard hospice services at home or in a facility. Continuous home care offers intensive care during crises to manage symptoms. Inpatient respite care offers temporary relief to caregivers, providing a short-term break while the patient receives care in a hospice facility or hospital.

How long does hospice usually last

Hospice care duration varies greatly depending on individual circumstances. Still, it is designed for patients with a life expectancy of six months or less if the disease follows its usual course. Patients can receive hospice care for extended periods if they continue to meet eligibility criteria, which are reassessed regularly.

When do you know it’s time to go to hospice?

It’s time to consider hospice when a person has a life-limiting illness and treatments to cure it are no longer effective or desired. The focus shifts to providing comfort and maintaining the highest quality of life possible. A healthcare provider can help determine based on the individual’s health status and prognosis.

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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