How to Get Health Insurance Quickly

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

How to Get Health Insurance Quickly

Using a Health Insurance Agent

Step 1: Contact a Health Insurance Agent

  • Fastest method: Reach out to a licensed health insurance agent.
  • Benefits: They have in-depth knowledge of various plans and can quickly assess your needs.

Step 2: Provide Your Information

  • Necessary details: Personal information, medical history, budget constraints.
  • Tip: Have all your information ready to expedite the process.

Step 3: Review Your Options

  • Agent’s role: They present suitable plans based on your needs.
  • Your task: Evaluate the options, focusing on coverage, premiums, deductibles, and network of providers.

Step 4: Make a Decision

  • Decision-making: Choose a plan that best suits your health needs and budget.
  • Agent assistance: They can help clarify any doubts or questions.

Step 5: Complete the Application

  • Final step: Fill out the application form with the agent’s assistance.
  • Verification: Ensure all information is accurate to avoid delays.

Step 6: Confirmation and Payment

  • Confirmation: Once the application is approved, you’ll receive policy details.
  • Payment: Set up your premium payments.

Additional Tips

  • Timeframe: The process can take as little as a day with an agent’s help.
  • Enrollment periods: Be aware of open enrollment periods, but remember that certain life events qualify you for a special enrollment period.
How To Get Better Health Insurance

Health Insurance Acquisition Timeline

1Contact AgentImmediate
2Provide Information1-2 hours
3Review Options1-3 hours
4Decision1-2 hours
5Application1 hour
6Confirmation & PaymentVaries
How To Get Good Health Insurance


Getting health insurance swiftly is more manageable with a health insurance agent. They streamline the process, ensuring you get the right coverage promptly. This guide outlines the steps to take for a quick and informed decision. Remember, a suitable health insurance plan is crucial for your health and financial well-being. Contact us today for a free quote.

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Frequently Asked Questions

Is it better to pay more monthly for health insurance?

If you opt for a plan with a lower deductible, expect to pay a higher premium each month. But, if you pay more from the start of your care, you can reduce your monthly payments. This is because you’ll reach your deductible sooner, so your plan will begin covering costs earlier.

What are the 2 biggest reasons to get health insurance?

Purchasing health insurance can lead to immediate benefits such as lower treatment costs. Additionally, obtaining preventive care can help maintain good health.

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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