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American Equity Investment Life Insurance Company

American Equity Investment Life
6000 Westown Parkway
West Des Moines, Iowa 50266
Policyholders: (888) 221-1234
Agents: (888) 647-1371

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Annuity and Insurance Agency
1050 Crown Pointe Parkway
Atlanta, GA 30338

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Product categories

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Fixed Annuity
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Subcategories

Burial Insurance
Deferred Income Annuity
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Term Life Insurance
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Whole Life Insurance

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Company Rating

A (Excellent)
A- (Excellent)
A+ (Superior)
B (Fair)
B+ (Good)
B++ (Good)

Designed For:

12 Year Fixed Index Annuity
Accidental Death and Dismemberment Benefit
Annuities For Seniors Over 80
Annuities To Invest In For Safe Growth
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Seasoned Retirement Plan
Short Term Annuities
Straight Life Annuity
Student Travel Insurance
Travel Insurance For Pre-Existing Medical Conditions
Travel Insurance For Seniors
Travel Insurance with Cancel For Any Reason (CFAR)
Two-Tiered Annuity
Vacations and Holidays
Worldwide Coverage

Contract Length

2 Year Annuity
3 Year Annuity
4 Year Annuity
5 Year Annuity
6 Year Annuity
7 Year Annuity
8 Year Annuity
9 year Annuity
10 Year Annuity
11 Year Annuity
12 Year Annuity
13 Year Annuity
14 Year Annuity
15 Year Annuity
16 Year Annuity
20 Year Annuity

Enhanced Benefits

Premium Bonus
No-Fee Enhanced Benefits
Lifetime Income Benefit
Inflation Benefit
Enhanced Long Term Care Benefit
Enhanced Liquidity
Enhanced Death Benefit

Fixed Annuity Rate

Lifetime Income

Retire Immediately
Retire in 1 Year
Retire in 2 Years
Retire in 3 Years
Retire in 4 Years
Retire in 5 Years
Retire in 6 Years
Retire in 7 Years
Retire in 8 Years
Retire in 9 Years
Retire in 10 Years
Retire in 11+ Years

Annual Withdrawals

10%
5%
7%
Interest Only
None

Premium Bonus

9%
8%
7%
6%
5%
4%
3%
3.75%
3.25%
2%
2.5%
2.25%
17%
15%
14%
11%
10%
1%
1.25%

Liquidity

Penalty-Free Withdrawals
Return of Premium
Cumulative Withdrawals
None
Liquidity At An Additional Cost

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