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American National Insurance Company

American National Insurance Company
1 Moody Plaza
Galveston, Texas 77550
Policyholders: (800) 252-9546
Agents: (888) 501-4043

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American National Palladium 3 Fixed Annuity
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Annuity and Insurance Agency
1050 Crown Pointe Parkway
Atlanta, GA 30338

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Product categories

Annuity Marketplace
Fixed Annuity
Fixed Indexed Annuity
Immediate Annuity

Subcategories

Burial Insurance
Deferred Income Annuity
Dental Insurance
Fixed Annuity
Fixed Indexed Annuity
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International Health Insurance
Long Term Care Annuity
Medicaid Annuity
Term Life Insurance
Travel Medical Insurance
Trip Cancellation Insurance
Two Tiered Annuity
Universal Life Insurance
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Vision Insurance
Whole Life Insurance

State Availability

Company Rating

A (Excellent)
A- (Excellent)
A+ (Superior)
B (Fair)
B+ (Good)
B++ (Good)

Designed For:

12 Year Fixed Index Annuity
Accidental Death and Dismemberment Benefit
Annuities For Seniors Over 80
Annuities To Invest In For Safe Growth
Annuities with Death Benefits
Annuities with Extra Liquidity
Annuities with Guaranteed Returns
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Annuitization Required
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Burial Insurance
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Convert IRA to Life Insurance
Domestic Travel Insurance
Employer and Business Travel
Estate Planning
Final Expense
Flexible Premium Deferred Annuity
Funeral Insurance
Global Health Insurance For Expats and Global Citizens
Group Travel Insurance
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Health Insurance For USA Travel
Income Annuity
Inflation Adjusted Annuity
International Travel Insurance
Long Term Travel Insurance
Marine Captain and Crew
Medicaid Planning
Mission Trips and Social Good
Multi-Trip Travel Insurance
Personal Pension Plans
QLAC
Saving Money For Retirement
Seasoned Retirement Plan
Short Term Annuities
Straight Life Annuity
Student Travel Insurance
Travel Insurance For Pre-Existing Medical Conditions
Travel Insurance For Seniors
Travel Insurance with Cancel For Any Reason (CFAR)
Two-Tiered Annuity
Vacations and Holidays
Worldwide Coverage

Contract Length

2 Year Annuity
3 Year Annuity
4 Year Annuity
5 Year Annuity
6 Year Annuity
7 Year Annuity
8 Year Annuity
9 year Annuity
10 Year Annuity
11 Year Annuity
12 Year Annuity
13 Year Annuity
14 Year Annuity
15 Year Annuity
16 Year Annuity
20 Year Annuity

Enhanced Benefits

Premium Bonus
No-Fee Enhanced Benefits
Lifetime Income Benefit
Inflation Benefit
Enhanced Long Term Care Benefit
Enhanced Liquidity
Enhanced Death Benefit

Fixed Annuity Rate

Lifetime Income

Retire Immediately
Retire in 1 Year
Retire in 2 Years
Retire in 3 Years
Retire in 4 Years
Retire in 5 Years
Retire in 6 Years
Retire in 7 Years
Retire in 8 Years
Retire in 9 Years
Retire in 10 Years
Retire in 11+ Years

Annual Withdrawals

10%
5%
7%
Interest Only
None

Premium Bonus

9%
8%
7%
6%
5%
4%
3%
3.75%
3.25%
2%
2.5%
2.25%
17%
15%
14%
11%
10%
1%
1.25%

Liquidity

Return of Premium
Cumulative Withdrawals
None
Liquidity At An Additional Cost
Penalty-Free Withdrawals

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