Can You Get Life Insurance If You Work in the Adult Entertainment Industry?

Shawn Plummer

CEO, The Annuity Expert

There’s no doubt that the adult entertainment industry can be lucrative. But what happens if you want to get life insurance? Is it even possible? In this guide, we will explore whether or not someone who works in the adult entertainment industry can get life insurance. We will also discuss some factors that insurance companies consider when deciding. So, if you’re curious about this topic, keep reading!

Can I Get Life Insurance If I’m In The Adult Entertainment Industry?

We recently were contacted by a unique inquiry we wanted to answer for future reference.

If you work in an x-rated industry, you may wonder if you can get life insurance. The short answer is that it is possible, but it may be more difficult to obtain coverage, and you may face higher premiums than someone with a “standard” job.

For example, Farmers will automatically decline any erotica-related employees (exotic dancers, actors, directors, etc.)

Life insurance companies consider various factors when determining whether to offer coverage and at what price. Some of these factors include your age, health, and lifestyle. For example, suppose you work in the adult entertainment industry. In that case, you may be seen as having a higher-risk occupation, which could affect your eligibility for coverage or the premiums you pay.

However, it’s important to note that every insurance company has its underwriting guidelines, so it’s worth shopping around to see what options are available to you. You may also want to consider working with an insurance broker who can help you compare quotes from multiple carriers and find a policy that meets your needs.

Next Steps

In addition to standard life insurance, you may also want to consider other types of coverage, such as accidental death insurance or disability insurance. These policies can provide financial protection in the event of an accidental injury or disability that prevents you from working.

While obtaining life insurance may be more challenging if you work in the adult entertainment industry, it’s not impossible. By researching and working with an insurance broker, you can find a policy that fits your needs and budget. Contact us for a quote today.

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Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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