What Is a Life Insurance Free Look Period? How Long Is It?

Shawn Plummer

CEO, The Annuity Expert

If you’re considering buying a life insurance policy, you’ll want to know about the free look period. This is a time frame during which you can cancel your policy and receive a full refund of all premiums paid. In this guide, we’ll answer the question, “What is a life insurance free look period?” and tell you how long it lasts.

What Is A Life Insurance Free Look Period?

The free look period for most life insurance policies is typically 30 days. During this time, you can review your policy and decide if it’s the right fit for you. If it’s not, you can cancel it and receive a full refund of all premiums paid. Keep in mind that some policies have a shorter or longer free look period, so be sure to read the terms and conditions carefully.

If you’re thinking about buying a life insurance policy, be sure to take advantage of the free look period. This is a time when you can cancel your life insurance policy and get your money back if you’re not happy with it. To learn more, contact an insurance agent today.

Buy Life Insurance At The Cheapest Cost.

Compare insurance quotes from 25 companies in seconds. Then, apply for coverage in less than 10 minutes.

Skip The Exam, Get Coverage Instantly.

Apply for affordable insurance with no medical exams. Then, apply for same-day coverage in less than 10 minutes. A+ rated companies. Healthy applicants only.

Conclusion

Thanks for reading! We hope this guide has answered some of your questions about life insurance. If you have any other questions, please don’t hesitate to contact us. We would be happy to help you find the right policy for your needs. And remember, if you’re not happy with your policy after buying it, you can always cancel it and get your money back thanks to the free look period. Request a quote today and let us help you get started on securing your family’s future.

What Is A Life Insurance Free Look Period?

Need Help Getting Life Insurance Coverage?

If you have a preexisting medical condition and want to buy life insurance, you will need help from an expert. This person can help make sure that you get coverage so that you don’t get declined.

Warning: Applying for life insurance without a medical exam can be risky. If you get declined coverage, it could be at least two years before you are able to get any life insurance.

Impaired Risk Life Insurance
First
Last
Have You Been Declined Life Insurance Coverage Before?

Frequently Asked Questions

How long is the free look period with life insurance?

The free look period with life insurance is usually 10-14 days. This allows you to review your policy and make sure it meets your needs. If you decide you don’t want the policy, you can cancel it during this time and get a refund of your premiums.

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

Scroll to Top