American Family Life Insurance Reviews

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Pros and Cons of American Family Life Insurance



  • Higher Premiums: Costs may be higher compared to other insurers.
  • Limited Range: No universal life or return of premium term policies.
  • Term Restrictions: Limited to 10, 15, 20, or 30 years.
  • Coverage Limits: Maximum coverage and options for non-citizens are restricted.
American Family Insurance

Compare American Family Life Insurance Rates

Use our calculator to compare American Family life insurance rates with life insurance from other insurance companies.

How We Can Help

At The Annuity Expert, we understand the complexities of choosing the right life insurance policy. Our goal is to help you find a policy that balances cost with comprehensive coverage tailored to your unique needs.

Identifying the Core Problem

Many struggle with selecting the right life insurance due to the overwhelming number of options and the fear of making a wrong decision. This can lead to anxiety and frustration. Our 15 years of experience as an insurance agency, annuity broker, and retirement planner enable us to guide you effectively. We believe in providing the best solutions at the lowest costs.

Personalized Assistance

We offer a personalized consultation to understand your needs and provide expert advice on the best life insurance options. We compare policies from multiple insurers to ensure you get the best rates and coverage. Once you decide, we assist with the application process and provide ongoing support to keep your coverage aligned with your changing needs.

American Family Insurance Review

What We Recommend

Step 1: Personalized Consultation

  • Benefit: Tailored Advice During this initial step, we listen to your needs and provide expert guidance on suitable life insurance options.

Step 2: Policy Comparison

  • Benefit: Informed Decision We compare American Family Insurance policies with other top insurers, offering a clear, side-by-side comparison to help you choose the best option.

Step 3: Implementation and Support

  • Benefit: Peace of Mind We assist with the application process and provide ongoing support to ensure your coverage remains appropriate for your needs.

Features and Benefits

  • No-Medical Exam Options: Simplified application process and quicker approval.
  • Flexible Term Lengths: Policies that match your specific needs.
  • Whole Life Insurance: Lifelong protection and cash value accumulation.
  • Strong Financial Ratings: Reliable and financially stable insurer.
  • Exceptional Customer Service: Personalized support throughout your policy’s lifespan.

Addressing Common Objections

  • Higher Costs: We help you find the best value, justifying the higher premiums with superior service and financial stability.
  • Limited Range: Our comprehensive comparison ensures you find the best policy, even beyond American Family Insurance offerings.

Not leveraging our expertise means risking higher costs and less optimal coverage. Working with us ensures peace of mind and financial security. Contact us at The Annuity Expert today for personalized advice and a free quote.

Need Help Getting Life Insurance Coverage?

Feel free to contact us if you need help purchasing a life insurance policy. The service is free of charge.

Life Insurance Inquiry

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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