Preneed Funeral Insurance: Everything You Need to Know

Shawn Plummer

CEO, The Annuity Expert

When someone dies, their loved ones are often left with the burden of organizing and paying for the funeral. This can be a difficult and expensive process, especially if the deceased did not have life insurance. One way to help ease the financial burden of funeral expenses is to purchase preneed funeral insurance. In this guide, we will discuss everything you need to know about preneed funeral insurance!

What Is Preneed Funeral Insurance?

Preneed Funeral insurance is a type of life insurance that is used to pay for someone’s funeral. This type of insurance will help to pay for the funeral costs, even if they increase in the future.

Preplanned funeral and cemetery services are just a contract. The contract is funded by a life insurance policy or an annuity.


The funeral home typically sells life insurance policies to the people who are not insured. The funeral home gets a commission for selling the policy.

Helpful Tip: It may be cheaper to buy an ordinary life insurance policy. Shop around and compare prices.

Compare Preneed Funderal Insurance

Find The Best Preneed Funeral Insurance Coverage At The Cheapest Cost!

Compare funeral insurance quotes from 25 companies in seconds. Then, apply for coverage in less than 10 minutes.

Need Help Getting Life Insurance Coverage?

Feel free to contact us if you need help purchasing a life insurance policy. The service is free of charge.

Life Insurance Inquiry

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

Scroll to Top