3 Year Fixed Index Annuity

A 3 year fixed index annuity is a type of fixed annuity that earns interest based on the performance of a stock market index such as S&P 500, Dow Jones, and Nasdaq.

The insurance-based, tax-deferred retirement plan means fixed index annuity owners can’t lose money due to stock market volatility and downturn.

Fixed index annuity earnings grow tax-free until withdrawals are taken. This tax advantage is called tax-deferral.

After three years, all funds can be withdrawn or transferred without a penalty.

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