5 Year Certain and Life Annuity

A 5 Year Certain And Life Annuity is a type of annuity that will provide payments to you for the rest of an annuitant’s lifetime with a minimum of 5 years, even if you die. If you pass away during the guaranteed period, the rest of the payments will go to your beneficiary.

If the annuitant outlives the five years of guaranteed payments, they will continue to receive income payments for life; however, no payments would be available for the beneficiary.

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