Straight Life Annuity

Straight Life Annuities or Single Life Annuity distribute annuity payments for a lifetime with no death benefit. Also known as a single life annuity, pure life annuity, lifetime annuity, or life insured annuity.

An individual who purchases a life annuity is given protection from outliving retirement savings due to a long-lived lifetime.

In deferred annuities such as a fixed or fixed indexed annuity, utilizing the single-life payout annuitization is OPTIONAL. Annuity owners can utilize the income rider to supplement an income for life with more flexibility and a death benefit.

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