Compare BB&T Bank CD Rates With 427 Banks

Shawn Plummer

CEO, The Annuity Expert

BB&T (Truist Bank) provides money-saving products, including competitive CD rates, checking accounts, and savings accounts. This guide will compare BB&T’s interest rates to CD rates from the USA’s top banks.

Earn The Highest Interest Rates On Savings Today

Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income.

TermInsurance CompanyAPY
N/AGreenState Credit Union Savings Account5.01%
N/APonce Bank5.01%
12 MonthsBread Savings CD5.20%
27 MonthsSallie Mae CD5.15%
48 MonthsAmerico Fixed Annuity5.05%
5 YearsAmerico Fixed Annuity5.25%
10 YearsAmerican National5.45%
*Fixed annuities are only for saving money to use in retirement.

Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this article.

Find And Compare The Highest Interest Rates

Find the highest interest rates for your savings ranging from 3 months to 10 years, all in one place.

Compare BB&T Bank CD Rates With Other Banks

Compare CD Rates From 423 Banks And Credit Unions

Find the highest interest rates for your savings from 3 months to 5 years.

Popular CD Rates Today

3-Month CD Rates

The following banks and credit unions have the highest CD rates for three months.

Best 3-Month CD RatesRateTermMinimum
Synchrony Bank2.25% APY3 Months$0.00
Popular Direct4.10% APY3 Months$10,000.00
TIAA Bank4.00% APY3 Months$1,000.00
TotalDirect Bank4.00% APY3 Months$25,000.00
Ally2.00% APY3 Months$0.00
Bethpage Federal Credit Union2.25% APY3 Months$50.00
Teachers Federal Credit Union4.50% APY3 Months$1,000.00

6-Month CD Rates

The following banks and credit unions have the highest CD rates for six months.

Best 6-Month CD RatesRateTermMinimum
CommunityWide FCU4.50% APY6 Months$1.000.00
PenFed Credit Union2.70% APY6 Months$1,000.00
Synchrony Bank4.25% APY6 Months$0.01
Popular Direct4.75% APY6 Months$10,000.00
First Internet Bank4.52% APY6 Months$1,000.00
Quontic Bank3.75% APY6 Months$500.00
Marcus by Goldman Sachs3.90% APY6 Months$500.00
Bank5 Connect4.75% APY6 Months$1,000.00
Fortera Credit Union5.25% APY7 Months$1,000.00
Bask Bank5.85% APY6 Months$1,000.00
Live Oak Bank4.80% APY6 Months$2,500.00
Brilliant Bank5.25% APY9 Months$1,000.00
MYSB Direct5.00% APY6 Months$500.00

1-Year CD Rates

The following banks and credit unions have the highest CD rates for 12 months.

Best 12-Month CD RatesRateTermMinimum
Bread Savings5.05% APY12 Months$1,500.00
First National Bank of America4.40% APY12 Months$1,000.00
CommunityWide FCU5.00% APY12 Months$1,000.00
PenFed Credit Union4.60% APY12 Months$1,000.00
Marcus by Goldman Sachs4.50% APY12 Months$500.00
Synchrony Bank4.50% APY12 Months$0.00
Popular Direct5.15% APY12 Months$10,000.00
First Internet Bank of Indiana5.06% APY12 Months$1,000.00
Alliant Credit Union5.00% APY12 Months$1,000.00
Bethpage Federal Credit Union5.00% APY12 Months$50.00
Umbrella Bank4.20% APY12 Months$1,000.00
Limelight Bank5.15% APY12 Months$1,000.00
CFG Bank5.20% APY12 Months$500.00
Rising Bank5.00% APY12 Months$1,000.00
America First Credit Union5.10% APY12 Months$500.00
Sallie Mae Bank4.80% APY12 Months$2,500.00
MYSB Direct5.25% APY12 Months$500.00

2-Year CD Rates

Banks and credit unions have the highest CD rates for 24 months.

Best 2-Year CD RatesRateTermMinimum
Synchrony Bank4.30% APY24 Months$0.01.00
First National Bank of America4.40% APY24 Months$1,000.00
Pentagon Federal Credit Union4.45% APY24 Months$1,000.00
Marcus by Goldman Sachs4.35% APY24 Months$500.00
Credit Human5.50% APY24 Months$500.00
North American Savings Bank5.13% APY24 Months$5,000.00
Bread Savings5.10% APY24 Months$1,500.00
Langley Federal Credit Union5.35% APY22 Months$500.00

3-Year CD Rates

The following banks and credit unions have the highest CD rates for 36 months.

Best 3-Year CD RatesRateTermMinimum
Bread Savings4.50% APY36 Months$1,500.00
Pentagon Federal Credit Union4.10% APY36 Months$1,000.00
Synchrony Bank4.30% APY36 Months$0.01%
First National Bank of America4.40% APY36 Months$1,000.00
Marcus by Goldman Sachs4.30% APY36 Months$500.00
Discover4.30% APY36 Months$2,500.00
Popular Direct4.45% APY36 Months$10,000.00
Quontic Bank4.30% APY36 Months$500.00
Barclays4.30% APY36 Months$0.00
Randolph-Brooks Federal Credit Union4.35% APY36 Months$20,000.00
Credit Human5.50% APY24-35 Months$500.00
First Internet Bank of Indiana4.54% APY36 Months$1,000.00
Quorum Federal Credit Union5.15% APY36 Months$1,000.00
Summit Credit Union4.85% APY36 Months$500.00

4-Year CD Rates

The following banks and credit unions have the highest CD rates for 48 months.

Best 4-Year CD RatesRateTermMinimum
Bread Savings4.35% APY48 Months$1,500.00
NASA Federal Credit Union4.55% APY49 Months$10,000.00
PenFed Credit Union3.90% APY48 Months$1,000.00
Synchrony Bank4.30% APY48 Months$0.01
First National Bank of America4.35% APY48 Months$1,000.00
Marcus by Goldman Sachs4.00% APY48 Months$500.00
Credit Human4.65% APY36-59 Months$500.00
All In Credit Union4.49% APY48 Months$1,000.00
University Federal Credit Union5.00% APY48 Months$1,000.00

5-Year CD Rates

The following banks and credit unions have the highest CD rates for 60 months.

Best 5-Year CD RatesRateTermMinimum
Bread Savings4.25% APY60 Months$1,500.00
Popular Direct4.50% APY60 Months$10,000.00
Synchrony Bank4.30% APY60 Months$0.00
PenFed Credit Union3.90% APY60 Months$1,000.00
First National Bank of America4.35% APY60 Months$1,000.00
Marcus by Goldman Sachs3.80% APY60 Months$500.00
Discover4.10% APY60 Months$2,500.00
Connexus Credit Union3.51% APY60 Months$5,000.00
Barclays4.30% APY60 Months$0.00
BMO Harris4.50% APY59 Months$5,000.00
Credit Human4.65% APY60 Months$500.00
First Internet Bank of Indiana4.49% APY60 Months$1,000.00
All In Credit Union5.00% APY60 Months$1,000.00
Lafayette Federal Credit Union4.63% APY60 Months$500.00

Next Steps

In conclusion, these CD rates are an excellent option for those looking for a good interest rate. However, comparing the different rates other banks offer is essential to finding the best option for you. Contact us today for a quote, and we would be happy to help!

Bb&Amp;T Bank Cd Rates

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Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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