Reasons Annuities Are Better Than Stocks

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Predictable Income Stream

Tax Advantages

Protection Against Market Volatility

Is An Annuity Better Than The Stock Market

Other Benefits

Customization Options

Estate Planning Benefits

  • Annuities with Death Benefit Riders: Ensure beneficiaries receive a specified amount.
  • Joint Annuities: Continue income to a surviving spouse.

No Contribution Limits

  • Unlike stocks in retirement accounts, annuities often have no annual contribution limits, allowing for more significant investment.

Lifetime Income

Inflation Protection

  • Some annuities offer riders that adjust payouts based on inflation, helping to maintain purchasing power.


  • Fixed Annuities: Straightforward and accessible for those not wanting to manage investments actively.
  • Immediate Annuities: Provide quick access to income, beneficial for recent retirees.

Predictability and Stability

  • Annuities offer a predictable and stable income, which can be comforting for retirees who depend on steady cash flow.


Annuities provide a range of benefits, from predictable income streams and tax advantages to protection against market volatility and customizable options. They are particularly advantageous for those seeking stability and predictability in their retirement income. Contact us today for a free quote.

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Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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