Retirement Calculators

Shawn Plummer

CEO, The Annuity Expert

Retirement Savings Calculator

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Here’s how to use the retirement calculator:

  • First, enter your current age.
  • Second, enter your anticipated retirement age.
  • Third, input your current retirement savings.
  • From there, adjust your anticipated return rate (ROI) to give you a better idea of how much you need to save.
  • Finally, enter the desired amount of money saved for retirement.
  • From there, an estimation will be calculated of how much you need to save each month between now and your anticipated retirement age.

Retirement Planning Calculators and Financial Planning Calculators

Utilize these these free retirement planning tools and services to help optimize your retirement.

Type of Retirement Calculator
Roth vs. Traditional IRA Calculator
RMD Calculator
Taxable (CD) vs. Tax-Deferred (Annuity) Calculator
College Funding Calculator
Paycheck Impact Calculator
Social Security Calculator
Estate Tax Calculator
Roth IRA vs. Employer-Sponsored Plan Calculator
Long Term Care Estimation By City and State
401(k) Calculator
Military Calculator
FERS Calculator
TSP Calculator
FIRE Calculator
401(k) Early Withdrawal Calculator
SIMPLE IRA Calculator
Annuity Calculator
Life Insurance Calculator
Life Expectancy Calculator
Compound Interest Calculator
Inflation Calculator
Taxes Calculator
Life Insurance Cost Calculator
How much money should I be saving for college?
How will payroll adjustments affect my take-home pay?
How do I calculate the rate of return?
What Is my tax-equivalent yield?
How much money will I earn in my lifetime?
How can I estimate federal income taxes?
What is my current cash flow?
How much money do I need for emergencies?
Should I convert discretionary expenses to savings?
How can I retire debt faster?
I’m retired, how long will my savings last?
How do after-tax contributions to Roth(k)s compare to pre-tax contributions to 401(k)s?
What is the impact of borrowing from my 401(k) plan?
Should I convert to a Roth IRA?
How much of my Social Security benefit may be taxed?
Required Minimum Distribution Calculator
I’m self-employed, how much can I contribute to a retirement plan?
Calculate How Much Life Insurance You Need
Life Expectancy Calculator
WHICH IS BETTER: CASH UP FRONT OR PAYMENTS OVER TIME?
WHAT COULD MY CURRENT SAVINGS GROW TO?
COMPARE TAXABLE, TAX-DEFERRED, AND TAX-FREE INVESTMENT GROWTH
SAVE NOW VS. SAVE LATER
HOW MUCH WILL I NEED TO SAVE FOR RETIREMENT?
HOW MUCH CAN I CONTRIBUTE TO AN IRA?
SHOULD I CONVERT TO A ROTH IRA?
HOW DOES INFLATION IMPACT MY RETIREMENT INCOME NEEDS?
SAVE NOW VS. SAVE LATER
72(T) EARLY DISTRIBUTION ANALYSIS
WHAT ARE MY PROJECTED REQUIRED MINIMUM DISTRIBUTIONS?
ARE MY CURRENT RETIREMENT SAVINGS SUFFICIENT?
COMPARE A ROTH 401(K) TO A TRADITIONAL 401(K)
FEDERAL INCOME TAX CALCULATOR
WHAT IS MY RISK TOLERANCE?
How Does My Money Grow?

What is the age for Retirement?

The age to retire without an early withdrawal penalty from the IRS on Qualified Retirement Plans is age 59½. Qualified Retirement Plans include an IRA, 401k, 401a, Pension Plans, Roth IRA, SEP-IRA, and TSA 403b. The age to retire to start receiving Social Security Benefits is age 62.

With that said, retirement age can be anytime as long as an individual has saved enough money to survive for the rest of their life.

Calculating Retirement Income

Doing The Retirement Income Math

This retirement calculator will answer the following questions:

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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