Does Travel Insurance Cover Road Trips?

Shawn Plummer

CEO, The Annuity Expert

Road trips are a popular way to travel, and many people don’t consider buying travel insurance until they are on the road. When planning a road trip, it’s essential to know what your travel insurance policy covers. This guide will discuss the types of coverage available for road trips and what you should look for when purchasing a policy. We will also answer some common questions about road trip travel insurance.

Does Travel Insurance Cover Road Trips? (2023)
Does Travel Insurance Cover Road Trips? (2023)
Does Travel Insurance Cover Road Trips? (2023)

Does my car insurance cover travel?

If you have car insurance in the United States, don’t worry about it being valid when traveling to another state. Your policy will cover your journey no matter how long or where it is.

Does my car insurance cover me in another country?

Typically, your personal car insurance policy will not cover you in an international country, only domestically.

What is the best car rental insurance?

Allianz, IMG, and GeoBlue offer the best car rental insurance.

Does travel insurance cover car rental cancellation?

Travel insurance varies depending on the plan and purchase date, but it could also cover damages to a rental car, pre-existing conditions, or even canceling a trip for any reason.

What happens to my rental car if my flight is canceled?

Most travel insurance providers will make an effort to inform the car rental company and have them hold the car for you until tomorrow, even if it means that you technically have to pay for an extra day. They want to accommodate you so that your needs are met.

Next Steps

Road trips are a great way to travel and see the country, but it’s important to make sure you’re covered in case of an accident or breakdown. Travel insurance can give you peace of mind on your trip, knowing that you’re covered if something goes wrong. Be sure to compare policies and shop for the best rates before hitting the road. 

Travel Insurance For Road Trips

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Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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