Allianz 222 Fixed Index Annuity


Allianz 222 fixed index annuity is a 10-year retirement savings plan designed for a future retirement income for the rest of your life, and enhancing a death benefit for beneficiaries. 

First, Allianz 222 Annuity is a fixed index annuity that gives you the potential to earn interest in two different ways: You can earn interest based on your choice of several index options, or you can choose to receive fixed interest.

Second, you can receive a bonus on the Protected Income Value (PIV) of your annuity – which we describe later in this brochure – in two ways. You’ll receive a 15% premium bonus on any premium you place in your annuity in the first three contract years. You’ll also receive an interest bonus equal to 50% of any fixed and/or indexed earned interest for as long as you have your contract.

Third, you can receive lifetime withdrawal income increases in two ways once income withdrawals begin. The income from your PIV will increase each year based on the interest rate credited to your allocations, plus the 50% interest bonus. And if you should later be confined to a nursing facility, hospital, or assisted living facility, you can receive up to double your annual maximum income withdrawal with the Allianz Income Multiplier Benefit rider.

Finally, Allianz 222 Annuity gives you two death benefit options. Your beneficiary(ies) can receive the full accumulation value as a lump sum (this option doesn’t include any bonuses). Or, they can receive the PIV – including the premium and interest bonuses –in payments over a minimum of five years.

Allianz 222 may be a good addition to your overall retirement portfolio if you want a premium bonus, the potential for indexed interest and interest bonuses, and retirement income with the opportunity to increase but don’t plan to receive income right away.


Allianz 222 Benefits and Features

Allianz 222 Annuity offers you:

  • The potential for indexed interest accumulation based on changes in an external market index
  • A bonus to your Protected Income Value on any money you place in your annuity for the first three contract years
  • An interest bonus on any fixed and/or indexed interest applied to your Protected Income Value and income withdrawals
  • Income withdrawals for life with the potential to increase


Life Insurance Alternative

If you’re seeking to enhance a death benefit for estate planning purposes, also shop and compare life insurance quotes too.  It’s rare we don’t find a solution.  Life Insurance is tax-free for beneficiaries while annuities are tax-deferred for beneficiaries.




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