Equity markets can be risky and difficult to navigate, offering potentially high returns or considerable losses. The Jackson National MarketProtector 10 fixed index annuities can help by protecting you from losses that can result from participation in equity markets.
In addition, MarketProtector Suite offers the potential for growth through index and crediting method options that allow you to take advantage of any market cycle.
10- Year Option Not Available Currently. The 5 and 7-year options are currently available.
Protection
Principal Protection from Down Markets
The principal is protected when indexes decline because you aren’t invested directly in the markets. Plus, the interest you earn is locked in each year.
Changeable Lifetime Income Benefits
In addition, you can add lifetime income benefits, for an additional fee, if you want. If you change your mind later, you can opt-out.
Flexibility
Choice of Interest Crediting Methods and Indexes
The Jackson MarketProtector 10 annuity offers index options for limited growth potential as well as multiple crediting methods to choose from that can lock in that growth. You may select one, or combination of, these methods, and change selections and allocations penalty-free at the end of each Indexed Option Year.
Choice of Indexed Option Periods
Choose from different Index Option Periods to customize for your specific needs based on your retirement timelines.
RMD-Friendly
After age 72, Required Minimum Distributions (RMDs) for Jackson annuities may be taken from your qualified contract with no withdrawal charges and free of market value adjustments (if applicable), even if the amount exceeds the 10% withdrawal provision.
IncomeAccelerator (optional)
Many people today are living longer, healthier lives. However, this positive trend can also lead to some corresponding challenges.
Longer lives mean longer retirements and the need for retirement income that lasts longer too.
IncomeAccelerator, an add-on lifetime income benefit available for an additional charge, provides guaranteed income every year for the rest of your life.
