Jackson National MarketProtector 5 Fixed Indexed Annuity


Jackson National Market Protector 5 fixed index annuity is a 5-year retirement savings plan designed for safe growth, principal protection, and a retirement income for the rest of your life.

Equity markets can be risky and difficult to navigate, offering potentially high returns or considerable losses. The Jackson National MarketProtector 5 fixed index annuities can help protect you from losses that can result from participation in equity markets.

In addition, MarketProtector Suite offers the potential for growth through the index and crediting method options that allow you to take advantage of any market cycle.



Principal Protection from Down Markets

With this annuity, Jackson provides protection. The principal is protected when indexes decline because you aren’t invested directly in the markets. Plus, the interest you earn is locked in each year.

Changeable Lifetime Income Benefits

In addition, you can add lifetime income benefits, for an additional fee, if you want. If you change your mind later, you can opt-out.




Choice of Interest Crediting Methods and Indexes

The Jackson National MarketProtector 5 annuity offers index options for limited growth potential, and multiple crediting methods to choose from that can lock in that growth. You may select one or a combination of these methods and change selections and allocations penalty-free at the end of each Indexed Option Year.

Keep up to date with the most current annuity rates to find the best retirement plan for you.

Choice of Indexed Option Periods

Choose from different Index Option Periods to customize for your specific needs based on your retirement timelines.


After age 72, Required Minimum Distributions (RMDs) for this contract may be taken from your qualified contract with no withdrawal charges and free of market value adjustments (if applicable), even if the amount exceeds the 10% withdrawal provision.


IncomeAccelerator (optional)

Many people today are living longer, healthier lives. However, this positive trend can also lead to some corresponding challenges.

Longer lives mean longer retirements and the need for retirement income that lasts longer too.

IncomeAccelerator, an add-on lifetime income benefit available for an additional charge, provides guaranteed income every year for the rest of your life.

Use a lifetime annuity calculator to solve for your retirement income needs.

Related Reading: How Much To Retire?


Death Benefit

Jackson Life Insurance is also an inexpensive way to leave a death benefit to beneficiaries.



Minimum Premium

Maximum Premium

Enhanced Benefits

Contract Length

Company Rating (A.M. Best)

Maximum Issue Age

Accepted Funds

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Insurance Company

Premium Type

Annuitization Required

Annual Penalty-Free Withdrawals

Death Benefit


State Availability

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Liquidity Options


Jackson National MarketProtector Annuity

Jackson National Income Accelerator – Optional Lifetime Income Benefit


Disclaimer*Brochures may vary by state.  For the most accurate information, please request info in the Request Quote form.

About Jackson National

Jackson National Life Insurance Company 
1 Corporate Way
Lansing, Michigan 48951
Policyholders: (800) 766-4683
Agents: (800) 711-5653


Financial Strength

  • A.M. Best: “A” (Excellent)
  • S&P: A (Strong)
  • Moody’s: A2 (Good)
  • Fitch: “A” (Strong)





Non-Qualified Annuity

Non-qualified funds are cash, checking, savings, life insurance cash value, etc. Only the interest you’ve earned will be taxed as ordinary income as you withdraw money.

Qualified Annuity

Qualified funds are 401k, IRA, SEP, 403b, TSA, etc. Both principal and interest will be taxed as ordinary income as you withdraw money.

Roth IRA Annuity

Withdrawals from Roth IRA annuities are tax-free as long as the IRS requirements are met.


If you withdraw money from your annuity before you turn age 59.5, you will receive a penalty of 10% plus ordinary income taxes from the IRS.


For more information:  How Are Annuities Taxed?

Are Annuities FDIC Insured?

Fixed annuities are not FDIC insured, but they have similar protections for your money. An annuity is an insurance policy guaranteed by the insurance company’s claims-paying ability. The insurance companies are members of the state insurance guarantee associations in each state where they do business. Each state insurance guarantee association protects consumers in the unlikely event that their insurance company fails and defaults on their obligations to their consumers (limits vary per state).

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