National Life Group (LSW) FIT Income PLUS Fixed Indexed Annuity


National Life Group FIT Income Plus fixed index annuity is a retirement savings plan that provides a lifetime income.


FIT Income Plus can help build your retirement savings with a Fixed Indexed Annuity that offers the potential for a higher guaranteed lifetime income than a traditional fixed annuity to help realize a Financially Independent Tomorrow.


About National Life Group


What is a Fixed Indexed Annuity (FIA)?

A fixed indexed annuity uses a formula to calculate the interest that considers the performance of an underlying index like the S&P 500 or the Russell 2000, without actual participation in the stock market.

Fixed Indexed Annuities Can Provide:

  • Tax Deferral
  • Guaranteed Accumulation Value
  • Guaranteed safety of principal
  • Potential for higher interest crediting than traditional fixed annuities
  • Lifetime Income through the Guaranteed Lifetime Income Rider (GLIR).
  • Death Benefit Protection

The Power of Tax Deferral

Annuities receive a tax benefit in the form of tax deferral on earnings. This means that the money you invest today won’t be taxed until you decide to start taking income in retirement and can help further build your retirement savings.



Guaranteed Lifetime Income Rider

A FIT Income Plus Fixed Indexed Annuity can help you turn your savings into retirement income that you can never outlive.

How the Guaranteed Lifetime Income Rider (GLIR) works

GLIR is calculated off of your Benefit Calculation Base (BCB) and determines how much future lifetime income can be paid.

This value is not your accumulation value and can’t be withdrawn as it is solely a figure used to calculate income.

When activated, you’re guaranteed a stream of income for the rest of your life!

Guaranteed Lifetime Income Options

 National Life Group’s FIT Income Plus offers two unique GLIRs with crediting strategies that let you take advantage of upside interest potential while minimizing your downside risk from market volatility.

When you purchase your LSW FIT Income Plus annuity, you will have the option to choose the GLIR option that will meet your specific needs.


Minimum Premium

Maximum Premium

Enhanced Benefits

Contract Length

Company Rating (A.M. Best)

Maximum Issue Age

Accepted Funds

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Insurance Company

Premium Type

Annuitization Required

Annual Penalty-Free Withdrawals

Death Benefit


Annual Fees

Surrender Charge Waivers


State Availability

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Liquidity Options

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