In the event of a serious occupational accidental injury, paying the medical bills may be the least of your worries.
If you can’t work, how will you pay the rest of your bills?
You still need to put food on the table, pay rent or mortgage, auto loans, and all the rest.
Worse yet, what will you do if both you and your spouse are disabled and unable to work?
Who is going to pay the bills?
The answer is simple.
The Accidental Temporary Total Disability (ATTD) Plan could help secure your future.
Our accident only benefit is a true “Regular Occupation” plan that pays when a disabling accident prevents you from performing the essential functions of your job.
Not just any job.
Your Job.
Pays regardless of any other coverage or salary continuation plans in place.
Workers Compensation, SSDI, or other DI will not reduce this ATTD benefit.
Occupational Accident Insurance (14 Day Elimination Period)
- Benefit Period: Up to 52 Weeks
- True Regular Occupations
- Choose from 2 Options:
- Benefits Pay $250 Per Week
- Benefits Pay $500 Per Week
Occupational Accident Insurance (30 Day Elimination Period)
- Benefit Period: Up to 52 Weeks
- True Regular Occupations
- Choose from 3 Options:
- Benefits Pay $500 Per Week
- Benefits Pay 60% of Weekly Salary (Maximum $750 Per Week)
- Benefits Pay 60% of Weekly Salary (Maximum $1,000 Per Week)
Occupational Accident Insurance Benefit
This benefit will pay up to $1,000 per week, after the Elimination Period, if an accidental bodily injury causes an Insured Person to suffer Temporary Total Disability.
This benefit pays the weekly benefit amount elected, after the elimination period of 14 days, for up to 52 weeks, if an accidental bodily injury solely and directly causes disability that:
- prevents an insured person from performing the substantial and material duties of his or her regular occupation (or with respect to an insured person who is unemployed, prevents him or her from engaging in the normal and customary activities of a person of like age and sex in good health);
- causes a condition which is medically determined, by a physician, to be continuous; and
- requires the continuous care of a physician.
$5000 ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) COVERAGE INCLUDED WITH YOUR BENEFIT.
100% of the Benefit Amount is payable for accidental:
- Loss of Life
- Loss of Hearing and one of: Loss of Hand, Foot or Sight of One Eye
- Loss of Speech and Loss of Hearing
- Loss of Speech and one of: Loss of Hand, Foot or Sight of One Eye
50% of the Benefit Amount is payable for accidental:
- Loss of Hand, Foot or Sight of One Eye (any one of each) |
- Loss of Speech or Loss of Hearing
25% of the Benefit Amount is payable for accidental:
- Loss of Thumb and Index Finger of the same hand
Perfect Candidates
- Blue Collar Jobs
- Construction Workers
- Firefighters
- Police
- EMT
- 1st Responders
- Government Employees
- Immigrants
- Seniors
- Self-Employed
- Truckers
- Independent Contractors
This plan is NOT AVAILABLE to residents of Arkansas, Kansas, Maine, Maryland, New Mexico, North Carolina, Oregon, South Dakota, Utah, or Washington.
