Transamerica term life insurance can be used to help meet your and your family’s needs, whether it’s paying the mortgage, college tuition, and final expenses, or to assist with basic everyday needs. It can give you early access to your policy’s death benefit, should you experience a qualifying terminal illness. Term life insurance can help your loved ones afford to live the life they’ve always known, should you pass too soon.
PROTECTION FOR YOUR FAMILY
What if you weren’t around to celebrate your children’s most special days — graduations, weddings, those first grandchildren? Without you, would your spouse be able to make ends meet, let alone help with all those joyous moments? Transamerica Life Insurance can help protect your loved ones in the time of an unexpected death or terminal illness. It can help pay for major expenses such as a mortgage, college tuition, or even a wedding — many of life’s biggest moments.
PROTECTION FOR YOUR BUSINESS
Imagine what would happen to your business if you or another key employee were to pass away. Businesses may not think about the risk associated with the loss of key individuals within their company. Transamerica Life Insurance can be helpful during the most difficult of times. It can help your business stay afloat.
TRANSAMERICA TERM LIFE INSURANCE IS HERE FOR YOU
Transamerica term insurance provides the flexibility to have a policy with a face amount of $25,000 to $10 million and up in coverage and allows up to $99,999 without the need for a medical exam. Keep in mind, the issuance of the policy may depend upon the answers to the health questions on the application.
Plus, your premium is guaranteed to remain the same throughout the entire initial term period — choose from 10, 15, 20, 25, or 30 years. And at the end of the term period, you may be able to convert the policy to permanent life insurance without having to undergo an additional medical exam.
That’s what Transamerica life insurance is all about, customization to fit your lifestyle with different coverage amounts, term periods, and optional add-ons.
- Available for issue ages: 18-80
- Face amounts available: $25,000 to $10 million life insurance coverage
- Non-med underwriting available: Up to $99,999
- Choice of initial term periods: 10, 15, 20, 25, or 30 years
Terminal Illness Accelerated Death Benefit (ADB) Endorsement
- Disability Waiver of Premium Rider
- Income Protection Option (IPO)
- Children’s Benefit Rider (CBR)
- Accidental Death Benefit Rider
I’m a licensed financial professional. I’ve sold annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.
My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you.