GeoBlue Navigator International Student Health Insurance offers worldwide health insurance for students, international students, and faculty in the United States and Abroad.
GeoBlue Student Overview
- Worldwide medical coverage built for students and faculty in the U.S. and Abroad.
- Select from a range of deductibles and rates.
- Choose providers either in or out of our elite network.
- 24/7 Phone, Web, Mobile, and Telemedicine Support.
- Contraceptive services, surgeries, and supplies are covered under the policy.
- Unlimited annual and lifetime medical maximum.
- Deductible waived for office visits with doctors.
- J1 Visa compliant options.
- No waiting period or sub-limit for preventive services.
- Pre-existing conditions covered with creditable coverage (including prior GeoBlue Student Plans).
- Illnesses and injuries related to terrorism are covered.
- Meets all Schengen Visa requirements.
Who is eligible to buy a GeoBlue Navigator plan?
U.S. citizens and U.S. permanent residents living abroad who are 75 or younger at the time of application are eligible to apply for coverage. Legal residents of the U.S. (citizens and residents) are eligible if they apply from the U.S. The Eligible Member must be scheduled to reside outside his/her country for at least 3 months per year and must be involved in Educational activity. This includes:
- International Students living in the U.S.
- International Faculty and Research Scholars in the U.S.
- Optional Practical Training (OPT) Participants living in the U.S.
- U.S. Students and Faculty, planning on studying outside the U.S., applying from either inside or outside the U.S.
Who is GeoBlue?
What is GeoBlue Navigator?
Worldwide health insurance and services for students and faculty.
Why Choose GeoBlue Navigator?
The GeoBlue Navigator health plan meets the needs of international students and faculty by offering comprehensive worldwide benefits—inside and outside the U.S.—without the typical limits, eligibility conditions, and benefit exclusions common among traditional plans.
GeoBlue Navigator is the premier health plan for students and faculty because it combines these benefits with concierge-level medical assistance and easy access to the Blue Cross and Blue Shield provider network, the largest provider network in the U.S., and an elite community of carefully selected providers outside the U.S. GeoBlue Navigator gives students and faculty peace of mind, knowing they have the freedom to access top medical care no matter where their studies or assignments take them.
Does GeoBlue offer coverage for assignments shorter than 3 months?
For study or assignments inbound to the U.S., the minimum length of stay is 3 months under the GeoBlue Navigator plan. GeoBlue Voyager provides coverage for students and faculty traveling outside of the U.S. for short-term research, study, or international experience.
Meet GeoBlue, an experience well beyond that of traditional health insurance.
GeoBlue provides unsurpassed service and the convenience of mobile technology to access the best medical care no matter what town, country, or time zone.
Easy Access to an Elite International Provider Community
Strength of the Blue Brands in the U.S.
GeoBlue members have cashless access to the Blue Cross and Blue Shield network in all fifty states.
More than 95% of physicians and more than 96% of hospitals across the U.S. are a part of the BlueCard Network.
Outside the U.S.
GeoBlue has a network of doctors that includes almost every specialty you may need in over 190 countries.
Only a small fraction of doctors around the world meet GeoBlue standards – participation is by invitation only. We seek out professionals certified by the American or Royal Board of Medical Specialties who speak English, and we factor in recommendations from over 169 Physician Advisors from all over the world. Then we assemble in-depth profiles so our members can choose with confidence, and we put formal contracts in place to ensure patient access. Once they’ve seen you, GeoBlue doctors bill us directly, so you don’t have to file a claim.
Emergency Evacuation and Centers of Excellence
GeoBlue coordinates emergency services with a worldwide network of contracted Regional Physician Advisors as well as air ambulance operators selected for their safety records. Members in need of life-saving medical intervention are treated in Centers of Excellence in the U.S. and around the world whenever possible. Around-the-Clock Assistance Call Center GeoBlue maintains a 24/7, toll-free call center to assist GeoBlue members with everything from routine requests to medical emergencies. The GeoBlue staff has years of experience with international medical assistance and has close working relationships with our International Provider Community.
Who is the insurer?
GeoBlue Navigator is underwritten by 4 Ever Life International Limited (4ELI). 4ELI is an independent licensee of the Blue Cross and Blue Shield Association and a wholly-owned subsidiary of BCS Financial Corporation. BCS is owned by a consortium of Blue Cross and Blue Shield plans and the Blue Cross Blue Shield Association. 4 Ever Life International Limited is an A.M. Best “A-” rated (Excellent) carrier.