IMG Travel Medical Insurance For Visiting The United States


Patriot America Plus Visitors Insurance provides health and medical insurance coverage for non-U.S. residents traveling to the United States.

Patriot America Plus provides temporary medical insurance to non-U.S. residents who need it while traveling for business or pleasure to the United States.

The package includes a variety of international benefits accessible 24 hours a day, seven days per week to individuals, families, and groups of five or more travelers. In addition, the plan has a wide range of maximum limits and deductible choices available; it’s available for at least five days up to two years in duration.

In addition, the plan provides you with excellent medical coverage and services to meet your worldwide travel requirements. You’ll have access to international, multilingual customer care centers, claims administrators who handle claims in more than 150 different languages and currencies, and 24-hour emergency medical services coordination.

Patriot Platinum America is the ideal visitor insurance option for visitors searching for more benefits and higher maximum limits.


Patriot America Plus Travel Insurance For USA Visitors

Short-term travel medical insurance for non-U.S. residents



  • Short-term travel medical coverage
  • Coverage for individuals, groups, and their dependents 
  • Maximum limits from $50,000 to $1,000,000 
  • Deductible options from $0 to $2,500 
  • Available at daily and monthly rates
  • Renewable for up to 24 months
  • Freedom to seek treatment with a hospital or doctor of your choice
  • Universal Rx pharmacy discount savings
  • 24-hour secure access from anywhere in the world to manage your account at any time


Who the plan is designed for:


Coverage Options

  • Coverage for non-U.S. residents traveling to the USA
  • Renewable for up to 24 months
  • Deductible options from $0 to $2,500
  • Maximum Limits from $50,000 to $1,000,000 
  • Acute onset of pre-existing conditions: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evacuation

Patriot America Plus provides coverage for non-U.S. residents traveling to the United States.

The plan offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travelers.

The plan provides a wide range of plan maximum limits and deductible options. It is available for a minimum of five days up to a maximum of two years, per the terms of the Certificate of Insurance.

Additionally, the plan offers excellent benefits and services to meet your global travel needs.

You’ll have access to international, multilingual customer service centers, claims administrators who process claims worldwide, in virtually every language and currency, and 24-hour access to highly qualified emergency medical services and international treatment coordinators.



We are pleased to announce that Patriot International, Patriot Platinum International, and Visitors Care plans will undergo a modification to the Pandemic and Epidemic language to include coverage for COVID-19. Patriot America Plus and Patriot Platinum America plan already include coverage for COVID-19.


Adventure Sports Rider

The Adventure Sports Rider is available to travelers up to 65. The following sports are insured as long as they are done solely for leisure, fun, or entertainment:

  • abseiling,
  • BMX,
  • bobsledding,
  • bungee jumping,
  • canyoning,
  • caving,
  • hot air ballooning,
  • jungle zip-lining,
  • parachuting,
  • paragliding,
  • parascending,
  • rappelling,
  • skydiving;
  • spelunking,
  • whitewater kayaking,
  • wildlife safaris, and
  • windsurfing.

Any such activities must be carried out per the regulations, rules, and guidelines of each activity’s appropriate Governing Body or Authority. Certain sports activities are never covered whether you buy the Adventure Sports Rider or not.

A list of all sports activities not covered by the policy is provided in the exclusions section of the Certificate of Insurance.

Evacuation Plus Rider

This optional evacuation plus rider is available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non-life-threatening and where hospitalization is medically necessary. 

Regardless of the number of days traveled, a three-month subscription is required.

Enhanced AD&D Rider

This optional coverage is only available to the primary insured person. In addition to the Accidental Death and Dismemberment coverage already included in the plans, this rider is available with a three-month medical and AD&D insurance policy purchase.

Chaperone/Faculty Leader Replacement Rider

Groups may purchase the Chaperone/Faculty Leader Replacement Rider if an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a family member, a medical emergency, or significant damage to their primary residence abroad, forcing them to cancel or interrupt their travel.

Replacement Chaperone/Faculty Leader expenses up to $3,000 for a round-trip economy airline ticket are covered.


Company Rating (A.M. Best)

Cancellation Policy

The Insured Person shall have three days from the Initial Effective Date of Coverage to review the benefits, conditions, limitations, exclusions, and all other Terms of the Master Policy as evidenced and outlined in the certificate. If not completely satisfied, the Insured Person may request cancellation of this insurance retroactive to the Initial Effective Date of Coverage by sending a written request to IMG by email, mail, or fax and received by IMG with the Review Period, thereby qualifying to receive a full refund of Premium paid.

Upon effectuation of such cancellation and refund, neither IMG nor the Insured Person shall have any further rights, liabilities, or obligations under this insurance.

After the Review Period, the following conditions apply if the Insured Person wishes to cancel this insurance:
– If any claims have been filed with IMG, the Premium is fully earned and is non-refundable.
– If no claims have been filed with IMG, a cancellation fee of $50.00 will be charged and only Premium covering time periods after the cancellation are refundable.

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